Kane County property record for 119 E Main St, Saint Charles, IL 60174
| Property Type | Commercial |
|---|---|
| Details | 2,300 sqft · built 1981 |
| Lot Size | 0.72 acres (3,125 sqft) |
| Owner | Company Name on File |
| Last Sale | $850,000 (Aug 2023) |
| Tax Bill | $21,395 (2025) |
| Deeds & Mortgages | Aug 2023 Sale Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-27-389-006 |
| Primary APN | 09-27-389-006 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,300 sqft Gross Area |
| Basement Area | 2,300 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 3,125 sqft (0.72 acres) |
| Street Address | 119 E MAIN ST |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-1927 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | MAP AREA: 140-RETAIL-SML |
| Legal Subdivision | STC-ORIGINAL TOWN |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 852300 |
Source: Kane County assessment roll, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 30W075 WHITNEY RD, WEST CHICAGO, IL 60185-1211 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 17, 2023 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Oct 27, 2020 | Deed of Trust, Mortgage · Line of Credit DEUTSCHE BANK TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 17, 2023 · Amount on Record |
| Deed Sale | Aug 17, 2023 · Amount on Record |
| Deed Document Number | 202328388 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 17, 2023 |
| Property Address | 119 E MAIN ST, ST CHARLES, IL 60174-1927 |
| Document Number | 0000028388 |
| Instrument Date | Aug 17, 2023 |
| Instrument | 2023K028388 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30 W 75 WHITNEY RD, WEST CHICAGO, IL 60185 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 119 E MAIN ST, ST CHARLES, IL 60174-1927 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE GROU |
| Name | Verified Name |
|---|
| Document Number | 0000064824 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 2020K064824 |
| Name | DEUTSCHE BANK TRUST CO |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,395.00 (+3%) | $262,180 (+8.53%) Land $25,259 Building $236,921 | $786,855 (+8.53%) Land $75,807 Building $711,047 |
| 2024 | $20,772.00 (+14.78%) | $241,574 (+24.97%) Land $23,274 Building $218,300 | $725,012 (+25.02%) Land $69,850 Building $655,162 |
| 2022 | $18,097.00 (+3.87%) | $193,298 (+4.91%) Land $20,751 Building $172,547 | $579,894 (+4.91%) Land $62,253 Building $517,641 |
| 2021 | $17,422.00 | $184,251 Land $19,780 Building $164,471 | $552,753 Land $59,340 Building $493,413 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 29 (1979–2020) |
| Claims Outside the SFHA | 5 of 29 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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