1. Home
  2. Illinois
  3. Kane County
  4. Saint Charles
  5. E Main St

201 E Main St, Saint Charles, IL 60174 Property Records

Kane County property record for 201 E Main St, Saint Charles, IL 60174 · Last verified August 2026

Property Summary

Property TypeCommercial
Details1,716 sqft · built 1974
Lot Size0.83 acres (3,604 sqft)
OwnerCompany Name on File
Last Sale$1,000,000 (Jan 2022)
Tax Bill$16,182 (2025)
Deeds & MortgagesApr 2024 Line of Credit
Jul 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-27-390-006

Property Details

APN / Parcel Number

Primary APN09-27-390-006

Interior

Stories2 Stories
Building Area1,716 sqft Gross Area
Basement Area1,716 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Lot Area3,604 sqft (0.83 acres)

Location & Zoning

Street Address201 E MAIN ST
CitySAINT CHARLES
StateIL
Zip60174-2040
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionMAP AREA: 147-RESTAURANT
Legal SubdivisionSTC-ORIGINAL TOWN
Legal Block1
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group1
Census Block1033
Census Tract852300

Owner

Source: Kane County records · APN 09-27-390-006

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address201 E MAIN ST, SAINT CHARLES, IL 60174-2040
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2024Deed of Trust, Mortgage · Line of Credit
THE HARVARD STATE BANK
Jul 18, 2022Deed of Trust, Mortgage · Line of Credit
SOMERCOR 504 INC
Jan 12, 2022Warranty Deed, Transfer · Commercial Mortgage
CRYSTAL LAKE BANK & TRUST COMPANY N

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 12, 2022 · Amount on Record
Deed SaleJan 12, 2022 · Amount on Record
Prior SaleJun 20, 1997
Deed Document Number20222100
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address201 E MAIN ST, ST CHARLES, IL 60174-2040
Transaction TypeMortgage
Record UpdatedApr 09, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010443
DateApr 01, 2024
Instrument2024K010443
Lender
NameTHE HARVARD STATE BANK
TypeBank
AddressHARVARD, IL 60033
Agreement
TypeLine of Credit
AmountAmount Recorded
Term65 Months
DueSep 22, 2029
Interest
Rate TypeAdjustable Rate
Rate7.75%
Change FrequencyMonthly

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address201 E MAIN ST, ST CHARLES, IL 60174-2040
Transaction TypeMortgage
Record UpdatedAug 30, 2023
Title CompanyPREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036778
DateJul 18, 2022
Instrument2022K036778
Lender
NameSOMERCOR 504 INC
TypeNon-Lending Institution
AddressCHICAGO, IL 60605
Agreement
TypeLine of Credit
AmountAmount Recorded

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJan 12, 2022
Property Address201 E MAIN ST, ST CHARLES, IL 60174-2040
Document Number0000002100
Instrument DateJan 07, 2022
Instrument2022K002100
Transaction TypeTransfer
Record UpdatedAug 29, 2023
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,000.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 E MAIN ST, SAINT CHARLES, IL 60174-2040

Mortgage

Document Number0000002101
DateJan 12, 2022
Instrument2022K002101
Lender
NameCRYSTAL LAKE BANK & TRUST COMPANY N
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Mortgage

Document Number0000002103
DateJan 12, 2022
Instrument2022K002103
Lender
NameCRYSTAL LAKE BANK & TRUST COMPANY NA
TypeBank
AddressCRYSTAL LAKE, IL 60014
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$16,182.00 (+3%)$198,301 (+8.53%) Land $29,132 Building $169,169$595,141 (+8.53%) Land $87,431 Building $507,710
2024$15,711.00 (-4.89%)$182,715 (+3.55%) Land $26,842 Building $155,873$548,364 (+3.59%) Land $80,558 Building $467,806
2022$16,519.00 (+3.87%)$176,447 (+4.91%) Land $23,932 Building $152,515$529,341 (+4.91%) Land $71,796 Building $457,545
2021$15,903.00$168,189 Land $22,812 Building $145,377$504,567 Land $68,436 Building $436,131

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures