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116 E Main St, #2, Saint Charles, IL 60174 Property Records

Kane County property record for 116 E Main St, #2, Saint Charles, IL 60174 · Last verified July 2026

Property Summary

Property TypeCommercial
OwnerCompany Name on File
Last Sale$250,000 (Mar 2014)
Tax Bill$11,483 (2025)
Deeds & MortgagesNov 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-27-386-017

Property Details

APN / Parcel Number

Primary APN09-27-386-017

Location & Zoning

Street Address116 E MAIN ST, 2
CitySAINT CHARLES
StateIL
Zip60174-1928
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description116 EAST MAIN STREET CONDO UNIT 2
Legal SubdivisionEAST MAIN STREET CONDO
Legal Block1
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group1
Census Block1010
Census Tract852300

Owner

Source: Kane County records · APN 09-27-386-017

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address116 E MAIN ST, 2, SAINT CHARLES, IL 60174-1928
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 10, 2014 · Amount on Record
Deed SaleMar 10, 2014 · Amount on Record
Deed Document Number201411111
Record UpdatedSep 20, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateNov 24, 2021
Property Address116 E MAIN ST # 2, 2, ST CHARLES, IL 60174-1928
Document Number0000088335
Instrument DateNov 23, 2021
Instrument2021K088335
Transaction TypeTransfer
Record UpdatedAug 29, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 E MAIN ST # 2, 2, SAINT CHARLES, IL 60174-1928

Mortgage

Document Number0000088337
DateNov 24, 2021
Instrument2021K088337
Lender
NameTHE STATE BANK OF GENEVA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueNov 23, 2028
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$11,483.00 (+3.01%)
2024$11,148.00 (+22.94%)$129,653 (+33.86%) Land $31,840 Building $97,813$389,115 (+33.91%) Land $95,558 Building $293,556
2022$9,068.00 (+286.04%)$96,860 (+289.86%) Land $28,389 Building $68,471$290,580 (+289.86%) Land $85,167 Building $205,413
2021$2,349.00 Additional exemption filed$24,845 Land $7,283 Building $17,562$74,535 Land $21,849 Building $52,686

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898523001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims29 (1979–2020)
Claims Outside the SFHA5 of 29
Most Recent ClaimMay 2020, rainfall accumulation
Claims By Storm
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims
  • Severe Storms And Flooding, Sep 2008 · 7 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 341 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: AT&T, Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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