Kane County property record for 504 E Main St, Saint Charles, IL 60174 · Last verified July 2026
| Property Type | Commercial |
|---|---|
| Details | 2,906 sqft · built 1900 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Company Name on File |
| Last Sale | $335,000 (May 2025) |
| Tax Bill | $8,871 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-27-461-008 |
| Primary APN | 09-27-461-008 |
|---|
| Units | 3 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,906 sqft Gross Area |
| Basement Area | 1,182 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Frame |
| Lot Area | 9,600 sqft (0.22 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 504 E MAIN ST |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2167 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | ST. CHARLES -ORIGINAL TOWN- - LOTS 5 & 6 BLK 8 EX PT TAKEN FOR ROW |
| Legal Subdivision | ST CHARLES -ORIGINAL TOWN- |
| Legal Block | 8 |
| Legal Lot Number | 5,6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 852300 |
Source: Kane County records · APN 09-27-461-008
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 30W075 WHITNEY RD, WEST CHICAGO, IL 60185-1211 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Nov 01, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIRST MIDWEST BANK |
| Apr 05, 2022 | Warranty Deed, Transfer · Commercial Mortgage BANK OF THE WEST |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 19, 2025 · Amount on Record |
| Deed Sale | May 19, 2025 · Amount on Record |
| Prior Sale | Apr 05, 2022 · Amount on Record |
| Deed Document Number | 202518009 |
| Prior Transfer Date | Aug 02, 2016 |
| Prior Transfer Doc | 0000040648 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 504 E MAIN ST, ST CHARLES, IL 60174-2167 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Title Company | CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 3N984 SPUR LN, SAINT CHARLES, IL 60175-7665 |
| Document Number | 0000057237 |
|---|---|
| Date | Nov 01, 2017 |
| Instrument | 2017K057237 |
| Name | FIRST MIDWEST BANK |
|---|---|
| Type | Bank |
| Address | ITASCA, IL 60143 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 05, 2022 |
| Property Address | 504 E MAIN ST, ST CHARLES, IL 60174-2167 |
| Document Number | 0000018679 |
| Instrument Date | Mar 23, 2022 |
| Instrument | 2022K018679 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 AMHERST DR, BARTLETT, IL 60103-4640 |
| Document Number | 0000018680 |
|---|---|
| Date | Apr 05, 2022 |
| Instrument | 2022K018680 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,871.00 (-11.09%) | ||
| 2024 | $9,978.00 (-1.88%) | $134,427 (+6.73%) Land $89,375 Building $45,052 | $403,442 (+6.78%) Land $268,232 Building $135,210 |
| 2022 | $10,169.00 (+3.86%) | $125,946 (+4.91%) Land $95,624 Building $30,322 | $377,838 (+4.91%) Land $286,872 Building $90,966 |
| 2021 | $9,791.00 | $120,052 Land $91,149 Building $28,903 | $360,156 Land $273,447 Building $86,709 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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