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28 Cedro Cir, Belton, TX 76513 Property Records

Bell County property record for 28 Cedro Cir, Belton, TX 76513

Property Summary

Property TypeSingle Family Home
Details2,972 sqft · built 2017
Lot Size1.29 acres (56,192 sqft)
OwnerIndividual Name on File
Tax Bill$11,955 (2023)
Deeds & MortgagesJun 2020 Mortgage
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN0361571784

Property Details

APN / Parcel Number

Primary APN0361571784
Alternative APNs
  • 470824
  • 839366

Interior

Stories1 Story
Building Area2,972 sqft Living Area
1st Floor Area2,972 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Lot Area56,192 sqft (1.29 acres)
Garage Area850 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area490 sqft
Lawn SprinklersLawn Sprinklers

Location & Zoning

Account Number839366
Street Address28 CEDRO CIR
CityBELTON
StateTX
Zip76513-8539
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRANCHO DEL LAGO, BLOCK 006, LOT 0003, 1.290AC 1.290AC
Legal SubdivisionRANCHO DEL LAGO
Legal Block6
Legal Lot Number3
JurisdictionBELL TX
Township / Civil DivisionNORTHWEST BELL
Census Block Group3
Census Block3036
Census Tract20201

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address28 CEDRO CIR, BELTON, TX 76513-8539
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
SWBC MORTGAGE CORP
Feb 1, 2018Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2018
Deed SaleFeb 1, 2018
Prior SaleMay 23, 2017
Deed Document Number2018-00004246
Record UpdatedJun 7, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address28 CEDRO CIR, BELTON, TX 76513-8539
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031598
DateJun 29, 2020
Instrument2020-00031598
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
AddressSAN ANTONIO, TX 78216
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

February 2018: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateFeb 1, 2018
Property Address28 CEDRO CIR, BELTON, TX 76513-8539
Document Number0000004246
Map ReferenceYEAR2016 NO39
Instrument DateJan 31, 2018
Instrument2018-00004246
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 30, 2021
Title CompanyMONTEITH ABSTRACT & TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address50 S WHEAT RD, 50, BELTON, TX 76513-8220

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 CEDRO CIR, BELTON, TX 76513-8539

Mortgage

Document Number0000004247
DateFeb 1, 2018
Instrument2018-00004247
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2048

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityMorgan's Point Resort City
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$11,955.00 (-5.25%) Homeowner's exemption$813,436 Land $168,577 Building $644,859$813,436 Land $168,577 Building $644,859
2022$12,618.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 64% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TEMPLE
serves 94,935 people · EPA ID TX0140005
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2019
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable		1,500 / 50
Altitude ISP
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: AT&T, Nextlink, Spectrum, T-Mobile.

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