19 Cedro Cir, Belton, TX 76513 Property Records

Bell County property record for 19 Cedro Cir, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	2,664 sqft · built 2019
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on Record
Tax Bill	$7,621 (2023)
Deeds & Mortgages	Mar 2024 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0361571841`

Property Details

APN / Parcel Number

Primary APN	`0361571841`
Alternative APNs	`470843` `845096`

Interior

Stories	1 Story
Building Area	2,664 sqft Living Area
Gross Area	2,665 sqft
1st Floor Area	2,664 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Foundation Type	Slab (Mat/Raft)
Lot Area	26,572 sqft (0.61 acres)
Garage Area	758 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	289 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Account Number	845096
Street Address	19 CEDRO CIR
City	BELTON
State	TX
Zip	76513-8538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHO DEL LAGO, BLOCK 007, LOT 0004, 0.610AC 0.610AC
Legal Subdivision	RANCHO DEL LAGO
Legal Block	7
Legal Lot Number	4
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3037
Census Tract	20201

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	19 CEDRO CIR, BELTON, TX 76513-8538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Vendor's Lien, Transfer · Conventional Mortgage CENTRAL NATIONAL BANK
Jun 5, 2018	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Nov 2, 2017	Grant Deed, Transfer MONTEITH ABSTRACT AND TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2024
Deed Sale	Mar 8, 2024
Prior Sale	Jun 5, 2018
Deed Document Number	2024009848
Record Updated	Jun 7, 2026

March 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Mar 8, 2024
Property Address	19 CEDRO CIR, BELTON, TX 76513-8538
Document Number	0000009848
Map Reference	DOC 2016 PL 39
Instrument Date	Mar 7, 2024
Instrument	2024009848
Transaction Type	Transfer
Record Updated	Mar 20, 2024
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	136 MARYLEE DR, HEWITT, TX 76643-3731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 CEDRO CIR, BELTON, TX 76513-8538

Mortgage

Document Number	0000009849
Date	Mar 8, 2024
Instrument	2024009849

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2054

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 7, 2029
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	5-Year CMT
Max Rate	13%

June 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 5, 2018
Property Address	19 CEDRO CIR, BELTON, TX 76513-8538
Document Number	0000022905
Map Reference	YEAR2016 NO39
Instrument Date	Jun 1, 2018
Instrument	2018-00022905
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 CEDRO CIR, BELTON, TX 76513-8538

Mortgage

Document Number	0000022906
Date	Jun 5, 2018
Instrument	2018-00022906

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Nov 2, 2017
Property Address	19 CEDRO CIR, BELTON, TX 76513-8538
Document Number	0000046348
Instrument Date	Oct 27, 2017
Instrument	46348
Transaction Type	Transfer
Record Updated	Nov 15, 2017
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	50 S WHEAT RD BELTON TX 765138220, BELTON, TX 76513-8220
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Morgan's Point Resort City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,621.00 (-19.34%) Homeowner's exemption Senior Citizen's exemption	$667,435 Land $79,715 Building $587,720	$667,435 Land $79,715 Building $587,720
2022	$9,448.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANS POINT RESORT serves 5,000 people · EPA ID TX0140116
Water Source	Purchased surface water from CITY OF TEMPLE
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Altitude ISP Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Spectrum, T-Mobile.

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