31 Cedro Cir, Belton, TX 76513 Property Records

Bell County property record for 31 Cedro Cir, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	3,372 sqft · built 2017
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on Record
Last Sale	$748,261 (Mar 2023)
Tax Bill	$16,807 (2025)
Deeds & Mortgages	Apr 2023 Transfer Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0361571781`

Property Details

APN / Parcel Number

Primary APN	`0361571781`
Alternative APNs	`470823` `830816`

Interior

Stories	2 Stories
Building Area	3,372 sqft Living Area
1st Floor Area	1,908 sqft
2nd Floor Area	1,464 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2019
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	30,928 sqft (0.71 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	1 sqft
Porch	Open Porch
Porch Area	373 sqft
Storage Building	224 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Street Address	31 CEDRO CIR
City	BELTON
State	TX
Zip	76513-8538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHO DEL LAGO, BLOCK 006, LOT 0002, 0.710AC
Legal Subdivision	RANCHO DEL LAGO
Legal Block	6
Legal Lot Number	2
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3036
Census Tract	20201

Owner

Source: Bell County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 CEDRO CIR, BELTON, TX 76513-8538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Correction Deed MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO
Mar 2, 2023	Vendor's Lien, Transfer · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jun 3, 2021	Vendor's Lien, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION
Aug 1, 2017	Vendor's Lien, Subdivision Related Transfer · VA Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2023 · Amount on Record
Deed Sale	Mar 2, 2023 · Amount on Record
Prior Sale	Jun 3, 2021 · Amount on Record
Deed Document Number	20238538
Prior Transfer Date	May 28, 2021
Prior Transfer Doc	0000034915
Record Updated	Oct 29, 2026

April 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	BELL TX
Recording Date	Apr 11, 2023
Property Address	31 CEDRO CIR, BELTON, TX 76513-8538
Document Number	0000014839
Instrument Date	Apr 11, 2023
Instrument	2023014839
Record Updated	Nov 10, 2023
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Mar 2, 2023
Property Address	31 CEDRO CIR, BELTON, TX 76513-8538
Document Number	0000008538
Map Reference	DOC 2016-39
Instrument Date	Mar 1, 2023
Instrument	2023008538
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 CEDRO CIR, BELTON, TX 76513-8538

Mortgage

Document Number	0000008539
Date	Mar 2, 2023
Instrument	2023008539

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 3, 2021
Property Address	31 CEDRO CIR, BELTON, TX 76513-8538
Document Number	0000034915
Instrument Date	May 28, 2021
Instrument	2021034915
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	NOT AVAILABLE, MONTGOMERY ABSTRACT & TTL CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 CEDRO CIR, BELTON, TX 76513-8538

Mortgage

Document Number	0000034916
Date	Jun 3, 2021
Instrument	2021034916

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

August 2017: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Aug 1, 2017
Property Address	31 CEDRO CIR, BELTON, TX 76513-8538
Document Number	0000031982
Map Reference	PL39
Instrument Date	Jul 28, 2017
Instrument	2017-00031982
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2021
Title Company	MONTIETH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 CEDRO CIR, BELTON, TX 76513-8538

Mortgage

Document Number	0000031983
Date	Aug 1, 2017
Instrument	2017-00031983

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Morgan's Point Resort City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,807.00 (-0.21%)	$770,064 (-6.43%) Land $92,783 Building $677,281	$770,064 (-6.43%) Land $92,783 Building $677,281
2023	$16,842.00 (+7.71%)	$822,980 Land $92,783 Building $730,197	$822,980 Land $92,783 Building $730,197
2022	$15,637.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 64% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Altitude ISP Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Nextlink, Spectrum, T-Mobile.

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