20 Cedro Cir, Belton, TX 76513 Property Records

Bell County property record for 20 Cedro Cir, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	3,577 sqft · built 2017
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on Record
Tax Bill	$24,590 (2023)
Deeds & Mortgages	Nov 2017 Mortgage Aug 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`0361571796`

Property Details

APN / Parcel Number

Primary APN	`0361571796`
Alternative APNs	`470828` `835295`

Interior

Stories	2 Stories
Building Area	3,577 sqft Living Area
1st Floor Area	3,289 sqft
2nd Floor Area	288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Foundation Type	Slab (Mat/Raft)
Lot Area	54,450 sqft (1.25 acres)
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	1,030 sqft
Patio Area	60 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Account Number	835295
Street Address	20 CEDRO CIR
City	BELTON
State	TX
Zip	76513-8539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHO DEL LAGO, BLOCK 006, LOT 0007, 1.250AC 1.250AC
Legal Subdivision	RANCHO DEL LAGO
Legal Block	6
Legal Lot Number	7
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3036
Census Tract	20201

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20 CEDRO CIR, BELTON, TX 76513-8539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2017	Vendor's Lien, Subdivision Related Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 9, 2017	Loan Modification, Mortgage CENTRAL NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2017
Deed Sale	Nov 2, 2017
Deed Document Number	2017-00046343
Record Updated	Jun 7, 2026

November 2017: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Nov 2, 2017
Property Address	20 CEDRO CIR, BELTON, TX 76513-8539
Document Number	0000046343
Map Reference	PL39
Instrument Date	Oct 11, 2017
Instrument	2017-00046343
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CEDRO CIR, BELTON, TX 76513-8539

Mortgage

Document Number	0000046344
Date	Nov 2, 2017
Instrument	2017-00046344

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	20 CEDRO CIR, BELTON, TX 76513-8539
Document Number	0000038332
Instrument Date	Aug 9, 2017
Transaction Type	Mortgage
Record Updated	Oct 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	50 S WHEAT RD BELTON TX 765138220, BELTON, TX 76513-8220
Investor	Possibly a Property Investor

Mortgage

Document Number	0000038332
Date	Sep 13, 2017
Instrument	38332

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	TEMPLE, TX 76502

Agreement

Term	12 Months
Due	Sep 12, 2018

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Morgan's Point Resort City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$24,590.00 (+6.75%)	$1,201,569 Land $217,800 Building $983,769	$1,201,569 Land $217,800 Building $983,769
2022	$23,036.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANS POINT RESORT serves 5,000 people · EPA ID TX0140116
Water Source	Purchased surface water from CITY OF TEMPLE
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Altitude ISP Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Spectrum, T-Mobile.

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