32 Cedro Cir, Belton, TX 76513 Property Records

Bell County property record for 32 Cedro Cir, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	2,793 sqft · built 2018
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on Record
Last Sale	$386,300 (Dec 2021)
Tax Bill	$12,794 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0361571847`

Property Details

APN / Parcel Number

Primary APN	`0361571847`
Alternative APNs	`470845` `858485`

Interior

Stories	1 Story
Building Area	2,793 sqft Living Area
1st Floor Area	2,793 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	26,572 sqft (0.61 acres)
Garage Area	772 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	598 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Street Address	32 CEDRO CIR
City	BELTON
State	TX
Zip	76513-8539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHO DEL LAGO, BLOCK 007, LOT 0006, 0.610AC
Legal Subdivision	RANCHO DEL LAGO
Legal Block	7
Legal Lot Number	6
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3037
Census Tract	20201

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 CEDRO CIR, BELTON, TX 76513-8539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 23, 2019	Grant Deed, Subdivision Related Transfer GUARANTEED RATE
Sep 28, 2018	Warranty Deed, Transfer BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2021 · Amount on Record
Deed Sale	Dec 29, 2021 · Amount on Record
Prior Sale	Apr 23, 2019 · Amount on Record
Deed Document Number	202185420
Record Updated	Sep 20, 2026

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Dec 29, 2021
Property Address	32 CEDRO CIR, BELTON, TX 76513-8539
Document Number	0000085420
Map Reference	PL 2016 NO 39
Instrument Date	Dec 29, 2021
Instrument	2021085420
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 CEDRO CIR, 32, BELTON, TX 76513-8539

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085421
Date	Dec 29, 2021
Instrument	2021085421

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Apr 23, 2019
Property Address	32 CEDRO CIR, BELTON, TX 76513-8539
Document Number	0000016246
Book / Page	010811 / 000276
Instrument Date	Apr 22, 2019
Instrument	16246
Transaction Type	Subdivision Related Transfer
Record Updated	May 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32 CEDRO CIR MORGANS POINT RESORT TX 76513, MORGANS POINT RESORT, TX 76513

Mortgage

Document Number	16247
Date	Apr 23, 2019
Book Page	010911/000279
Instrument	16247

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Sep 28, 2018
Property Address	32 CEDRO CIR, BELTON, TX 76513-8539
Document Number	0000041037
Instrument Date	Sep 13, 2018
Instrument	41037
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	50 S WHEAT RD BELTON TX 765138220, BELTON, TX 76513-8220
Investor	Possibly a Property Investor

Mortgage

Document Number	41038
Date	Sep 28, 2018
Instrument	41038

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Amount	Amount Recorded
Term	216 Months
Due	Sep 27, 2036

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Morgan's Point Resort City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,794.00 (+5.64%)	$664,727 (-5.48%) Land $79,715 Building $585,012	$664,727 (-5.48%) Land $79,715 Building $585,012
2023	$12,111.00 (-5.19%) Homeowner's exemption	$703,257 Land $79,715 Building $623,542	$703,257 Land $79,715 Building $623,542
2022	$12,774.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 64% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANS POINT RESORT serves 5,000 people · EPA ID TX0140116
Water Source	Purchased surface water from CITY OF TEMPLE
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Altitude ISP Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Nextlink, Spectrum, T-Mobile.

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