22 Cedro Cir, Belton, TX 76513 Property Records

Bell County property record for 22 Cedro Cir, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	2,685 sqft · built 2019
Lot Size	0.519 acres (22,651 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,023 (2023)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0361571793`

Property Details

APN / Parcel Number

Primary APN	`0361571793`
Alternative APNs	`470827` `860611`

Interior

Stories	1 Story
Building Area	2,685 sqft Living Area
1st Floor Area	2,685 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Foundation Type	Slab (Mat/Raft)
Lot Area	22,651 sqft (0.519 acres)
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	692 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Account Number	860611
Street Address	22 CEDRO CIR
City	BELTON
State	TX
Zip	76513-8539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHO DEL LAGO, BLOCK 006, LOT 0006, 0.520AC 0.520AC
Legal Subdivision	RANCHO DEL LAGO
Legal Block	6
Legal Lot Number	6
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3036
Census Tract	20201

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 CEDRO CIR, BELTON, TX 76513-8539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 4, 2019	Grant Deed, Subdivision Related Transfer PENNYMAC
Aug 23, 2018	Vendor's Lien, Transfer UNION STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2019
Deed Sale	Jun 4, 2019
Prior Sale	Aug 23, 2018 · Amount on Record
Deed Document Number	2019-00023353
Deed Book / Page	010864 / 000912
Record Updated	Jun 7, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	22 CEDRO CIR, BELTON, TX 76513-8539
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010837
Date	Feb 24, 2021
Instrument	2021010837

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Jun 4, 2019
Property Address	22 CEDRO CIR, BELTON, TX 76513-8539
Document Number	0000023353
Book / Page	010864 / 000912
Instrument Date	May 31, 2019
Instrument	23353
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 CEDRO CIRCLE MORGANS POINT RE BELTON TX 76513, BELTON, TX 76513

Mortgage

Document Number	23354
Date	Jun 4, 2019
Book Page	010865/000001
Instrument	23354

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2049

August 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Aug 23, 2018
Property Address	22 CEDRO CIR, BELTON, TX 76513-8539
Document Number	0000035612
Map Reference	DOC2016-39
Instrument Date	Aug 16, 2018
Instrument	2018-00035612
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 S WHEAT RD, 50, BELTON, TX 76513-8220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 S WHEAT RD, BELTON, TX 76513-8220
Investor	Possibly a Property Investor

Mortgage

Document Number	0000035613
Date	Aug 23, 2018
Instrument	2018-00035613

Lender

Name	UNION STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Aug 16, 2019

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Morgan's Point Resort City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,023.00 (-14.27%) Homeowner's exemption Senior Citizen's exemption	$678,543 (+20.35%) Land $67,954 Building $610,589	$678,543 (+20.35%) Land $67,954 Building $610,589
2022	$10,525.00 Homeowner's exemption Senior Citizen's exemption	$563,798 Land $67,954 Building $495,844	$563,798 Land $67,954 Building $495,844

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANS POINT RESORT serves 5,000 people · EPA ID TX0140116
Water Source	Purchased surface water from CITY OF TEMPLE
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Altitude ISP Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Spectrum, T-Mobile.

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