33 Cedro Cir, Belton, TX 76513 Property Records

Bell County property record for 33 Cedro Cir, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	2,725 sqft · built 2019
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on Record
Tax Bill	$15,265 (2023)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0361571778`

Property Details

APN / Parcel Number

Primary APN	`0361571778`
Alternative APNs	`470822` `846908`

Interior

Stories	1 Story
Building Area	2,725 sqft Living Area
1st Floor Area	2,725 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Foundation Type	Slab (Mat/Raft)
Lot Area	25,265 sqft (0.58 acres)
Garage Area	757 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	386 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Account Number	846908
Street Address	33 CEDRO CIR
City	BELTON
State	TX
Zip	76513-8538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHO DEL LAGO, BLOCK 006, LOT 0001, 0.580AC 0.580AC
Legal Subdivision	RANCHO DEL LAGO
Legal Block	6
Legal Lot Number	1
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3036
Census Tract	20201

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	33 CEDRO CIR, BELTON, TX 76513-8538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Deed of Trust, Mortgage · VA Mortgage THRIVE MORTGAGE LLC
Oct 18, 2022	Vendor's Lien, Transfer · Conventional Mortgage EXTRACO BANKS NA
Jul 18, 2018	Vendor's Lien, Transfer · VA Mortgage GUILD MORTGAGE CO
Oct 30, 2017	Vendor's Lien, Transfer · Line of Credit ALLIANCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2022
Deed Sale	Oct 18, 2022
Prior Sale	Jul 18, 2018
Deed Document Number	2022064084
Record Updated	Jun 7, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	33 CEDRO CIR, BELTON, TX 76513-8538
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066256
Date	Dec 1, 2020
Instrument	2020-00066256

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Address	GEORGETOWN, TX 78633

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

October 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Oct 18, 2022
Property Address	33 CEDRO CIR, BELTON, TX 76513-8538
Document Number	0000064084
Map Reference	DOC 2016-39
Instrument Date	Oct 17, 2022
Instrument	2022064084
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 CEDRO CIR, BELTON, TX 76513-8538

Mortgage

Document Number	0000064085
Date	Oct 18, 2022
Instrument	2022064085

Lender

Name	EXTRACO BANKS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Min Rate At Change	3%
Max Rate At Change	11.3%

July 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jul 18, 2018
Property Address	33 CEDRO CIR, BELTON, TX 76513-8538
Document Number	0000029884
Map Reference	DOC2016-39
Instrument Date	Jul 17, 2018
Instrument	2018-00029884
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 S WHEAT RD, 50, BELTON, TX 76513-8220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 CEDRO CIR, BELTON, TX 76513-8538

Mortgage

Document Number	0000029885
Date	Jul 18, 2018
Instrument	2018-00029885

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

October 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Oct 30, 2017
Property Address	33 CEDRO CIR, BELTON, TX 76513-8538
Document Number	0000045641
Map Reference	YEAR2016 NO39
Instrument Date	Oct 25, 2017
Instrument	2017-00045641
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 S WHEAT RD, 50, BELTON, TX 76513-8220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 S WHEAT RD, BELTON, TX 76513-8220
Investor	Possibly a Property Investor

Mortgage

Document Number	0000045642
Date	Oct 30, 2017
Instrument	2017-00045642

Lender

Name	ALLIANCE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	9 Months
Due	Jul 25, 2018

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Morgan's Point Resort City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$15,265.00	$745,887 Land $75,794 Building $670,093	$745,887 Land $75,794 Building $670,093

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 64% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANS POINT RESORT serves 5,000 people · EPA ID TX0140116
Water Source	Purchased surface water from CITY OF TEMPLE
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Altitude ISP Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Nextlink, Spectrum, T-Mobile.

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