26 Cedro Cir, Belton, TX 76513 Property Records

Bell County property record for 26 Cedro Cir, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	2,577 sqft · built 2018
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Tax Bill	$10,859 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0361571787`

Property Details

APN / Parcel Number

Primary APN	`0361571787`
Alternative APNs	`470825` `842802`

Interior

Stories	1 Story
Building Area	2,577 sqft Living Area
1st Floor Area	2,577 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	23,087 sqft (0.53 acres)
Garage Area	758 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	283 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Street Address	26 CEDRO CIR
City	BELTON
State	TX
Zip	76513-8539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHO DEL LAGO, BLOCK 006, LOT 0004, 0.530AC
Legal Subdivision	RANCHO DEL LAGO
Legal Block	6
Legal Lot Number	4
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3036
Census Tract	20201

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	26 CEDRO CIR, BELTON, TX 76513-8539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Aug 16, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
Apr 18, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage USAA
Aug 3, 2017	Vendor's Lien, Transfer CENTRAL NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2024
Deed Sale	Dec 16, 2024
Prior Sale	Apr 18, 2018 · Amount on Record
Deed Document Number	202455540
Prior Transfer Date	Apr 17, 2018
Prior Transfer Doc	0000015559
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	26 CEDRO CIR, BELTON, TX 76513-8539
Transaction Type	Mortgage
Record Updated	Nov 15, 2022
Title Company	MONTEITH ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012170
Date	Feb 25, 2022
Instrument	2022012170

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	26 CEDRO CIR, BELTON, TX 76513-8539
Document Number	0000037512
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 13, 2019
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 CEDRO CIR BELTON TX 765138539, BELTON, TX 76513-8539

Mortgage

Document Number	0000037512
Date	Aug 21, 2019
Book Page	010970/000017
Instrument	37512

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2049

April 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Apr 18, 2018
Property Address	26 CEDRO CIR, BELTON, TX 76513-8539
Document Number	0000015559
Book / Page	010425 / 000034
Instrument Date	Apr 17, 2018
Instrument	15559
Transaction Type	Subdivision Related Transfer
Record Updated	May 30, 2018
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	26 CEDRO CIR MORGANS POINT RESORT TX 765138539, MORGANS POINT RESORT, TX 76513-8539

Mortgage

Document Number	15560
Date	Apr 18, 2018
Book Page	010425/000039
Instrument	15560

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2048

August 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Aug 3, 2017
Property Address	26 CEDRO CIR, BELTON, TX 76513-8539
Document Number	0000032457
Map Reference	PL39
Instrument Date	Jul 24, 2017
Instrument	2017-00032457
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 S WHEAT RD, BELTON, TX 76513-8220

Mortgage

Date	Aug 3, 2017

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Morgan's Point Resort City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,859.00	$590,754 (-8.18%)	$609,714 (-5.23%) Land $69,260 Building $540,454
2023		$643,358 Land $69,260 Building $574,098	$643,358 Land $69,260 Building $574,098
2021	$9,911.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Altitude ISP Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Spectrum, T-Mobile.

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