Wakulla County property record for 2669 Surf Rd, Panacea, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 900 sqft · built 1950 |
| Lot Size | 0.541 acres (23,566 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $333,000 (May 2024) |
| Tax Bill | $3,698 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 12-6S-02W-032-03897-000 |
| Primary APN | 12-6S-02W-032-03897-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| Gross Area | 1,737 sqft |
| 1st Floor Area | 900 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 23,566 sqft (0.541 acres) |
| Lot Dimensions | 236 ft deep x 100 ft wide |
| View / Lot | River |
| Garage Type | Carport |
| Garage Area | 365 sqft |
| Carport | Carport |
| Carport Area | 365 sqft |
| Porch | Screened Porch |
| Porch Area | 412 sqft |
| Greenhouse | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2669 SURF RD |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-2642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITE BEACH SUB LOT 19 PLAT BK 1 P 10 A OF WHITE BEACH SUBD OR 9 P 471 OR 204 P 490 OR 355 P 12 OR 342 P 575 OR 1359 P 364 |
| Legal Range | 02W |
| Legal Township | 06S |
| Legal Section | 12 |
| Legal Subdivision | WHITE BEACH |
| Legal Lot Number | 19 |
| Jurisdiction | WAKULLA FL |
| Township / Civil Division | WEST WAKULLA |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 10102 |
Source: Wakulla County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11705 BIG SPRINGS RD, CHRISTIANA, TN 37037-5929 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2024 · Amount on Record |
| Deed Sale | May 13, 2024 · Amount on Record |
| Deed Document Number | 2024429367 |
| Deed Book / Page | 1359 / 364 |
| Record Updated | Oct 29, 2026 |
Source: Wakulla County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Wakulla County |
| Unified School District | Wakulla County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,698.00 (+20.1%) | $241,387 (+6.07%) Land $165,000 Building $76,387 | $241,387 (+6.07%) Land $165,000 Building $76,387 |
| 2024 | $3,079.00 (+6.8%) | $227,575 (+7.06%) Land $165,000 Building $62,575 | $227,575 (+7.06%) Land $165,000 Building $62,575 |
| 2023 | $2,883.00 (+21.29%) | $212,574 (+44.85%) Land $150,000 Building $62,574 | $212,574 (+44.85%) Land $150,000 Building $62,574 |
| 2022 | $2,377.00 | $146,759 Land $100,000 Building $46,759 | $146,759 Land $100,000 Building $46,759 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 19.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 73 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 101 units insured incl. 28 condo units |
| Nearby Flood Claims | 15 (2005–2018) |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2024) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
4G LTE only, no 5G reported
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