2672 Surf Rd, Panacea, FL 32346 Property Records

Wakulla County property record for 2672 Surf Rd, Panacea, FL 32346 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,170 sqft · built 2003
Lot Size	0.469 acres (20,473 sqft)
Owner	Company Name on File
Last Sale	$340,000 (Apr 2025)
Tax Bill	$477 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone VE (high risk)
APN	`12-6S-02W-136-03865-F11`

Property Details

APN / Parcel Number

Primary APN	`12-6S-02W-136-03865-F11`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,170 sqft Heated Area
Gross Area	2,865 sqft Gross Area
Stories	1 Story
Utility Area	208 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,473 sqft (0.469 acres)
Lot Dimensions	205 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	1,167 sqft Carport

Exterior Amenities

Fence	Fence
Deck Area	60 sqft Deck
Patio Area	60 sqft Patio
Porch	Finished/Screened Porch
Porch Area	260 sqft Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2672 SURF RD
City	PANACEA
State	FL
Zip	32346-2634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PANACEA COASTAL ESTATES UNIT 1 BLOCK F LOT 10 THE E 1/2 OR 517 P 78 OR 781 P 662 OR 922 P 790 OR 1402 P 864
Legal Range	02W
Legal Township	06S
Legal Section	12
Legal Subdivision	PANACEA COASTAL ESTATES
Legal Block	F
Legal Lot Number	10
Legal Unit	1
Jurisdiction	WAKULLA FL
Township / Civil Division	WEST WAKULLA
Census Block Group	2
Census Block	2059
Census Tract	10102

Owner

Source: Wakulla County records · APN 12-6S-02W-136-03865-F11

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5444 US HIGHWAY 19 S, THOMASVILLE, GA 31757-1217
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 01, 2025 · Amount on Record
Deed Sale	Apr 01, 2025 · Amount on Record
Deed Document Number	439929
Deed Book / Page	1402 / 864
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKULLA FL
Property Address	2672 SURF RD, PANACEA, FL 32346-2634
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000388619
Date	Mar 01, 2021
Book Page	1195/158
Instrument	388619

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 01, 2036

Tax Assessment & Valuation

Source: Wakulla County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Wakulla County
Unified School District	Wakulla County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$477.00 (+5.53%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$127,465 (+2.9%)	$160,784 (+3.88%) Land $20,000 Building $140,784
2024	$452.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$123,873 (+2.86%)	$154,782 (+1.36%) Land $20,000 Building $134,782
2023	$452.00 (+26.97%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$120,428 (+3%)	$152,701 (+4.39%) Land $20,000 Building $132,701
2022	$356.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$116,920	$146,286 Land $20,000 Building $126,286

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wakulla County (12129C), updated July 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	19.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.