Wakulla County property record for 2662 Surf Rd, Panacea, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,540 sqft · built 2003 |
| Lot Size | 0.567 acres (24,742 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $134,900 (Sep 2009) |
| Tax Bill | $2,347 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 12-6S-02W-136-03865-F10 |
| Primary APN | 12-6S-02W-136-03865-F10 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,540 sqft Heated Area |
| Gross Area | 3,885 sqft |
| Utility Area | 299 sqft |
| Utility Room | Utility Room |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 24,742 sqft (0.567 acres) |
| Lot Dimensions | 210 ft deep x 118 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 1,456 sqft |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 280 sqft |
| Deck Area | 310 sqft |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 2662 SURF RD |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-2634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PANACEA COASTAL ESTATES UNIT 1 BLOCK F LOT 10 THE W 1/2 OR 81 P 877 & OR 101 P 646 OR 517 P 208 OR 799 P 405 OR 805 P 102 OR |
| Legal Range | 02W |
| Legal Township | 06S |
| Legal Section | 12 |
| Legal Subdivision | PANACEA COASTAL ESTATES |
| Legal Block | F |
| Legal Lot Number | 10 |
| Legal Unit | 1 |
| Jurisdiction | WAKULLA FL |
| Township / Civil Division | WEST WAKULLA |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 10102 |
Source: Wakulla County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | PO BOX 873, PANACEA, FL 32346-0873 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2009 · Amount on Record |
| Deed Sale | Sep 17, 2009 · Amount on Record |
| Prior Sale | Sep 17, 2009 |
| Deed Document Number | 283883 |
| Deed Book / Page | 0805 / 0104 |
| Record Updated | Jun 8, 2026 |
Source: Wakulla County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Wakulla County |
| Unified School District | Wakulla County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,347.00 (+9.72%) Homeowner's exemption | $180,421 (+8.08%) | $336,867 (+6.8%) Land $20,000 Building $316,867 |
| 2024 | $2,139.00 (+15.31%) Homeowner's exemption | $166,940 (+15.08%) | $315,406 (+22.38%) Land $20,000 Building $295,406 |
| 2023 | $1,855.00 (+6.24%) Homeowner's exemption | $145,066 (+3%) | $257,736 (+10.53%) Land $20,000 Building $237,736 |
| 2022 | $1,746.00 Homeowner's exemption | $140,841 | $233,180 Land $20,000 Building $213,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 19.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 73 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 101 units insured incl. 28 condo units |
| Nearby Flood Claims | 15 (2005–2018) |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2024) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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