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2683 Surf Rd, Panacea, FL 32346 Property Records

Wakulla County property record for 2683 Surf Rd, Panacea, FL 32346 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,760 sqft · built 1984
Lot Size0.767 acres (33,411 sqft)
OwnerIndividual Name on File
Last Sale$375,000 (Sep 2018)
Tax Bill$5,609 (2025)
Deeds & MortgagesSep 2018 Sale
Flood ZoneZone VE (high risk)
APN12-6S-02W-032-03895-000

Property Details

APN / Parcel Number

Primary APN12-6S-02W-032-03895-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,760 sqft Heated Area
Gross Area2,453 sqft
FlooringTerrazzo
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Exterior MaterialWood
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable/Hip
Lot Area33,411 sqft (0.767 acres)
Lot Dimensions223 ft deep x 150 ft wide

Exterior Amenities

PorchFinished/Screened Porch
Porch Area529 sqft
Deck Area65 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2683 SURF RD
CityPANACEA
StateFL
Zip32346-2642
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHITE BEACH SUBD W 1/2 OF LOT 15 ALL OF 16 SHOWN BY PLAT IN DB 35 P 279 DB 44 P 31 & DB 47 P 5 OR 87 P 373 OR 163 P 135 OR 19
Legal Range02W
Legal Township06S
Legal Section12
Legal SubdivisionWHITE BEACH SUBD
Legal Lot Number15
JurisdictionWAKULLA FL
Township / Civil DivisionWEST WAKULLA
Census Block Group2
Census Block2058
Census Tract10102

Owner

Source: Wakulla County records · APN 12-6S-02W-032-03895-000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address447 HAMIL RD, BREMEN, GA 30110-3033
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 13, 2018 · Amount on Record
Deed SaleSep 13, 2018 · Amount on Record
Prior SaleJan 03, 2006
Deed Document Number0001085623
Deed Book / Page1085 / 623
Record UpdatedJun 08, 2026

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAKULLA FL
Recording DateSep 13, 2018
Property Address2683 SURF RD, PANACEA, FL 32346
Document Number0000362296
Book / Page001085 / 000623
Instrument DateSep 13, 2018
Instrument362296
Transaction TypeTransfer
Record UpdatedSep 20, 2018
Title CompanyWAKULLA TITLE COMPANY INC

Transaction

AmountAmount Recorded
Tax$2,625.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address447 HAMIL RD BREMEN GA 301103033, BREMEN, GA 30110-3033

Tax Assessment & Valuation

Source: Wakulla County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWakulla County
Unified School DistrictWakulla County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,609.00 (+9.55%)$455,719 (+8.58%) Land $247,500 Building $208,219$455,719 (+8.58%) Land $247,500 Building $208,219
2024$5,120.00 (+11.96%)$419,722 (+18.32%) Land $247,500 Building $172,222$419,722 (+18.32%) Land $247,500 Building $172,222
2023$4,573.00 (+19.37%)$354,735 (+40.6%) Land $180,000 Building $174,735$354,735 (+40.6%) Land $180,000 Building $174,735
2022$3,831.00$252,293 Land $120,000 Building $132,293$252,293 Land $120,000 Building $132,293

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wakulla County (12129C), updated July 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121290101022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation19.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 73 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies101 units insured
28 under condo master policies
Nearby Flood Claims15 (2005–2018)
Most Recent ClaimOct 2018, Hurricane Michael
Claims By Storm
  • Hurricane Michael, Oct 2018 · 11 claims
  • Hurricane Hermine, Sep 2016 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 69 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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