2682 Surf Rd, Panacea, FL 32346 Property Records

Wakulla County property record for 2682 Surf Rd, Panacea, FL 32346

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,344 sqft · built 1984
Lot Size0.5 acres (21,784 sqft)
Owner2 Owner Names on Record
Last Sale$130,000 (Aug 2012)
Tax Bill$2,874 (2025)
Flood ZoneZone VE (high risk)
APN12-6S-02W-136-03865-E17

Property Details

APN / Parcel Number

Primary APN12-6S-02W-136-03865-E17

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,344 sqft Heated Area
Gross Area3,402 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1994
Exterior MaterialWood
Construction TypeFrame
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,784 sqft (0.5 acres)
Garage TypeCarport
CarportCarport
Carport Area832 sqft
DrivewayDriveway
Driveway Area832 sqft

Exterior Amenities

PorchOpen Porch
Porch Area336 sqft
Deck Area48 sqft
Patio Area302 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2682 SURF RD
CityPANACEA
StateFL
Zip32346-2634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPANACEA COASTAL ESTATES UNIT 1 BLOCK E LOT 17 OR 56 P 756 & OR 59 P 50 OR 67 P 480 - 492 OR 122 P.577 OR 160 P 283 OR 162 P 3
Legal Range02W
Legal Township06S
Legal Section12
Legal SubdivisionPANACEA COASTAL ESTATES
Legal BlockE
Legal Lot Number17
Legal Unit1
JurisdictionWAKULLA FL
Township / Civil DivisionWEST WAKULLA
Census Block Group2
Census Block2055
Census Tract10102

Owner

Source: Wakulla County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address4807 WOODLAND DR E, TIFTON, GA 31794-2301

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2012 · Amount on Record
Deed SaleAug 23, 2012 · Amount on Record
Prior SaleApr 10, 2012 · Amount on Record
Deed Document Number308004
Deed Book / Page0887 / 0362
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Wakulla County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWakulla County
Unified School DistrictWakulla County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,874.00 (+11.66%)$185,315 (+15.99%) Land $20,000 Building $165,315$185,315 (+15.99%) Land $20,000 Building $165,315
2024$2,574.00 (+0.12%)$159,774 (+0.59%) Land $20,000 Building $139,774$159,774 (+0.59%) Land $20,000 Building $139,774
2023$2,571.00 (+6.81%)$158,839 (+4.27%) Land $20,000 Building $138,839$158,839 (+4.27%) Land $20,000 Building $138,839
2022$2,407.00$152,337 Land $20,000 Building $132,337$152,337 Land $20,000 Building $132,337

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation19.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 73 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies101 units insured
incl. 28 condo units
Nearby Flood Claims15 (2005–2018)
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 11 claims
  • Hurricane Hermine, Sep 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 60% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANACEA AREA WATER SYSTEM
serves 3,020 people · EPA ID FL1650514
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Surf Rd

Nearby Streets

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