2665 Surf Rd, Panacea, FL 32346 Property Records

Wakulla County property record for 2665 Surf Rd, Panacea, FL 32346

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,394 sqft · built 2024
Lot Size	0.51 acres (22,259 sqft)
Owner	2 Company Names on Record
Last Sale	$215,000 (Jan 2023)
Tax Bill	$6,548 (2025)
Deeds & Mortgages	Sep 2024 Transfer Jan 2023 Sale
Flood Zone	Zone VE (high risk)
APN	`12-6S-02W-032-03898-000`

Property Details

APN / Parcel Number

Primary APN	`12-6S-02W-032-03898-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,394 sqft Heated Area
Gross Area	4,040 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	22,259 sqft (0.51 acres)
Lot Dimensions	223 ft deep x 100 ft wide
Driveway	Driveway
Driveway Area	1,170 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2665 SURF RD
City	PANACEA
State	FL
Zip	32346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE BEACH SUB LOT 20 OR 77 P 248 & OR 95 P 88 OR 385 P 898 OR 416 P 193 OR 807 P 344 OR 1296 P 451 OR 1378 P 566
Legal Range	02W
Legal Township	06S
Legal Section	12
Legal Subdivision	WHITE BEACH SUB
Legal Lot Number	20
Jurisdiction	WAKULLA FL
Township / Civil Division	WEST WAKULLA
Census Block Group	2
Census Block	2058
Census Tract	10102

Owner

Source: Wakulla County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	2665 SURF RD, PANACEA, FL 32346
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2024	Intrafamily Transfer, Transfer
Jan 5, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 5, 2023 · Amount on Record
Deed Sale	Jan 5, 2023 · Amount on Record
Prior Sale	Jan 5, 2023 · Amount on Record
Deed Document Number	0000413064
Deed Book / Page	1296 / 451
Last Transfer Date	Sep 18, 2024
Transfer Doc	0000433924
Record Updated	Jun 8, 2026

September 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAKULLA FL
Recording Date	Sep 18, 2024
Property Address	2665 SURF RD, PANACEA, FL 32346
Document Number	0000433924
Book / Page	1378 / 566
Map Reference	MB 1 PG 10-A
Instrument Date	Sep 16, 2024
Instrument	433924
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2665 SURF RD, PANACEA, FL 32346

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2665 SURF RD, PANACEA, FL 32346

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKULLA FL
Recording Date	Jan 5, 2023
Property Address	2665 SURF RD, PANACEA, FL 32346
Document Number	0000413064
Book / Page	1296 / 451
Map Reference	MB 1 PG 10-A
Instrument Date	Jan 3, 2023
Instrument	413064
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3058 WATERFORD DR, TALLAHASSEE, FL 32309-3332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5219, PAGE, AZ 86040

Tax Assessment & Valuation

Source: Wakulla County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Wakulla County
Unified School District	Wakulla County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,548.00 (+256.64%) Homeowner's exemption	$530,901 (+229.55%) Land $165,000 Building $365,901	$530,901 (+229.55%) Land $165,000 Building $365,901
2023	$1,836.00 (+20.71%)	$161,099 (+45.95%) Land $150,000 Building $11,099	$161,099 (+45.95%) Land $150,000 Building $11,099
2022	$1,521.00	$110,379 Land $100,000 Building $10,379	$110,379 Land $100,000 Building $10,379

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	19.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 73 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	101 units insured incl. 28 condo units
Nearby Flood Claims	15 (2005–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 11 claims Hurricane Hermine, Sep 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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