Wakulla County property record for 2661 Surf Rd, Panacea, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,300 sqft · built 1954 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,245 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 12-6S-02W-032-03899-000 |
| Primary APN | 12-6S-02W-032-03899-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,300 sqft Heated Area |
| Gross Area | 3,748 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Wood Siding |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 218 ft deep x 100 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 544 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 260 sqft |
| Deck Area | 500 sqft |
| Shed | 1 Shed |
| Shed Area | 40 sqft |
| Utility Building | 96 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 2661 SURF RD |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-2642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITE BEACH SUB LOT 21 OR 11 P 64 & OR 99 P 127 OR 219 P 37 DC OR 1374 P 510 OR 1401 P 503 |
| Legal Range | 02W |
| Legal Township | 06S |
| Legal Section | 12 |
| Legal Subdivision | WHITE BEACH SUB |
| Legal Lot Number | 21 |
| Jurisdiction | WAKULLA FL |
| Township / Civil Division | WEST WAKULLA |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 10102 |
Source: Wakulla County records, as of January 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2661 SURF RD, PANACEA, FL 32346-2642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 21, 2025 |
| Transfer Doc | 0000439543 |
| Record Updated | Jun 8, 2026 |
Source: Wakulla County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Wakulla County |
| Unified School District | Wakulla County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,245.00 (+1.95%) Homeowner's exemption Widower's exemption | $252,642 (+2.9%) | $480,003 (+9.6%) Land $165,000 Building $315,003 |
| 2024 | $3,183.00 (+2.68%) Homeowner's exemption | $245,522 (+3%) | $437,976 (+2.55%) Land $165,000 Building $272,976 |
| 2023 | $3,100.00 (+8.28%) Homeowner's exemption | $238,371 (+7.42%) | $427,080 (+55.61%) Land $150,000 Building $277,080 |
| 2022 | $2,863.00 Homeowner's exemption | $221,914 | $274,461 Land $100,000 Building $174,461 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 19.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 73 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 101 units insured incl. 28 condo units |
| Nearby Flood Claims | 15 (2005–2018) |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2024) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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