1. Home
  2. Florida
  3. Panacea
  4. Surf Rd

2641 Surf Rd, Panacea, FL 32346 Property Records

Wakulla County property record for 2641 Surf Rd, Panacea, FL 32346

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,200 sqft · built 1996
Lot Size0.505 acres (21,998 sqft)
Owner2 Individual Names on Record
Last Sale$269,000 (Oct 2020)
Tax Bill$4,567 (2025)
Deeds & MortgagesOct 2020 Sale
Flood ZoneZone VE (high risk)
APN12-6S-02W-032-03901-000

Property Details

APN / Parcel Number

Primary APN12-6S-02W-032-03901-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,200 sqft Heated Area
Gross Area3,144 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area21,998 sqft (0.505 acres)
Lot Dimensions220 ft deep x 100 ft wide
Garage TypeCarport
CarportCarport
Carport Area1,200 sqft

Exterior Amenities

PorchOpen Porch
Porch Area192 sqft
Deck Area32 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2641 SURF RD
CityPANACEA
StateFL
Zip32346-2642
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHITE BEACH SUB LOT 23 DB 48 P 47 OR 217 P 102 OR 1175 P 787
Legal Range02W
Legal Township06S
Legal Section12
Legal SubdivisionWHITE BEACH SUB
Legal Lot Number23
JurisdictionWAKULLA FL
Township / Civil DivisionWEST WAKULLA
Census Block Group2
Census Block2058
Census Tract10102

Owner

Source: Wakulla County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address281 PIERCE CHAPEL RD, CAIRO, GA 39828-6766
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 27, 2020 · Amount on Record
Deed SaleOct 27, 2020 · Amount on Record
Deed Document Number384505
Deed Book / Page1175 / 787
Record UpdatedJun 8, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAKULLA FL
Recording DateOct 27, 2020
Property Address2641 SURF RD, PANACEA, FL 32346-2642
Document Number0000384505
Book / Page001175 / 000787
Instrument DateOct 26, 2020
Instrument384505
Transaction TypeTransfer
Record UpdatedNov 3, 2020
Title CompanyWAKULLA TITLE COMPANY INC

Transaction

AmountAmount Recorded
Tax$1,883.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address391 RIVERMIST RD JULIETTE GA 310463608, JULIETTE, GA 31046-3608

Tax Assessment & Valuation

Source: Wakulla County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWakulla County
Unified School DistrictWakulla County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,567.00 (+9.23%)$344,495 (+7.98%) Land $165,000 Building $179,495$344,495 (+7.98%) Land $165,000 Building $179,495
2024$4,181.00 (+5.63%)$319,029 (+3.46%) Land $165,000 Building $154,029$319,029 (+3.46%) Land $165,000 Building $154,029
2023$3,958.00 (+21.75%)$308,354 (+46.71%) Land $150,000 Building $158,354$308,354 (+46.71%) Land $150,000 Building $158,354
2022$3,251.00$210,177 Land $100,000 Building $110,177$210,177 Land $100,000 Building $110,177

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation19.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 73 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies101 units insured
incl. 28 condo units
Nearby Flood Claims15 (2005–2018)
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 11 claims
  • Hurricane Hermine, Sep 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANACEA AREA WATER SYSTEM
serves 3,020 people · EPA ID FL1650514
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Surf Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures