17 Cedro Cir, Belton, TX 76513 Property Records

Bell County property record for 17 Cedro Cir, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	3,267 sqft · built 2018
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Nov 2019 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0361571838`

Property Details

APN / Parcel Number

Primary APN	`0361571838`
Alternative APNs	`470842` `853710`

Interior

Stories	2 Stories
Building Area	3,267 sqft Living Area
1st Floor Area	2,919 sqft
2nd Floor Area	348 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Foundation Type	Slab (Mat/Raft)
Lot Area	26,572 sqft (0.61 acres)
Garage Area	758 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	449 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Account Number	853710
Street Address	17 CEDRO CIR
City	BELTON
State	TX
Zip	76513-8538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHO DEL LAGO, BLOCK 007, LOT 0003, 0.610AC 0.610AC
Legal Subdivision	RANCHO DEL LAGO
Legal Block	7
Legal Lot Number	3
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3037
Census Tract	20201

Owner

Source: Bell County records, as of April 3, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	17 CEDRO CIR, BELTON, TX 76513-8538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2019	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Dec 27, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage GUILD MTG
Dec 19, 2017	Special Warranty Deed, Transfer · Commercial Mortgage TEXAS FIRST STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2018
Deed Sale	Dec 27, 2018
Prior Sale	Dec 19, 2017
Deed Document Number	2018053299
Record Updated	Jun 7, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	17 CEDRO CIR, BELTON, TX 76513-8538
Transaction Type	Mortgage
Record Updated	Nov 15, 2022
Title Company	ITC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050349
Date	Nov 1, 2019
Instrument	2019-00050349

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	17 CEDRO CIR, BELTON, TX 76513-8538
Transaction Type	Mortgage
Record Updated	Nov 15, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061691
Date	Sep 21, 2021
Instrument	2021061691

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Dec 27, 2018
Property Address	17 CEDRO CIR, BELTON, TX 76513-8538
Document Number	0000053299
Book / Page	010696 / 000507
Instrument Date	Dec 21, 2018
Instrument	53299
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 16, 2019
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	17 CEDRO CIR MORGANS POINT RESORT TX 76513, MORGANS POINT RESORT, TX 76513

Mortgage

Document Number	53300
Date	Dec 27, 2018
Book Page	010696/000512
Instrument	53300

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2048

December 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BELL TX
Recording Date	Dec 19, 2017
Property Address	17 CEDRO CIR, BELTON, TX 76513-8538
Document Number	0000052976
Map Reference	YEAR2016 NO39
Instrument Date	Dec 14, 2017
Instrument	2017-00052976
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 S WHEAT RD, BELTON, TX 76513-8220
Investor	Possibly a Property Investor

Mortgage

Document Number	0000052977
Date	Dec 19, 2017
Instrument	2017-00052977

Lender

Name	TEXAS FIRST STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Morgan's Point Resort City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$755,921 Land $79,715 Building $676,206	$755,921 Land $79,715 Building $676,206

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANS POINT RESORT serves 5,000 people · EPA ID TX0140116
Water Source	Purchased surface water from CITY OF TEMPLE
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Altitude ISP Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Spectrum, T-Mobile.

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