Hamilton County property record for 2545 Ranchvale Dr, Cincinnati, OH 45230
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,464 sqft · built 1968 |
| Lot Size | 0.527 acres (22,956 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Jul 2023) |
| Tax Bill | $6,926 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jul 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-0007-0098-00 |
| Primary APN | 004-0007-0098-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,464 sqft Living Area |
| Gross Area | 3,405 sqft |
| 1st Floor Area | 1,482 sqft |
| Basement Area | 1,482 sqft |
| Finished Basement | 982 sqft |
| Unfinished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 22,956 sqft (0.527 acres) |
| Lot Dimensions | 195 ft deep x 143 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 378 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 2545 RANCHVALE DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45230-1219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF20 |
| Legal Description | RANCHVALE DR 142.72 X 195.10 IRR LOT 5 BEECHVIEW EST SUB |
| Legal Subdivision | BEECHVIEW EST SUB |
| Legal Lot Number | 5 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 4605 |
2545 Ranchvale Dr is owned and occupied by two individuals who bought it in July 2023.
Source: Hamilton County records, as of September 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2545 RANCHVALE DR, CINCINNATI, OH 45230-1219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 10, 2023 | Warranty Deed, Transfer · Conventional Mortgage BAYSHORE MORTGAGE FUNDING LLC |
| Oct 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2023 · Amount on File |
| Deed Sale | Jul 10, 2023 · Amount on File |
| Prior Sale | Oct 22, 2020 · Amount on File |
| Deed Document Number | 202346960 |
| Deed Book / Page | 14953 / 759 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 3, 2026 |
| Property Address | 2545 RANCHVALE DR, CINCINNATI, OH 45230-1219 |
| Document Number | 0000062791 |
| Book / Page | 15720 / 2751 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 202662791 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2545 RANCHVALE DR, CINCINNATI, OH 45230-1219 |
| Document Number | 0000062791, |
|---|---|
| Date | Aug 3, 2026 |
| Book Page | 15720/2751 |
| Instrument | 202662791 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 10, 2023 |
| Property Address | 2545 RANCHVALE DR, CINCINNATI, OH 45230-1219 |
| Document Number | 0000046960 |
| Book / Page | 14953 / 759 |
| Map Reference | MB 23 PG 23&24 |
| Instrument Date | Jun 28, 2023 |
| Instrument | 2023-0046960 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2545 RANCHVALE DR, CINCINNATI, OH 45230-1219 |
| Document Number | 0000046961 |
|---|---|
| Date | Jul 10, 2023 |
| Instrument | 2023-0046961 |
| Name | BAYSHORE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 22, 2020 |
| Property Address | 2545 RANCHVALE DR, CINCINNATI, OH 45230-1219 |
| Document Number | 0000110492 |
| Book / Page | 14280 / 1582 |
| Map Reference | MB 23 PG 23&24 |
| Instrument Date | Oct 8, 2020 |
| Instrument | 2020-0110492 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $748.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2545 RANCHVALE DR, CINCINNATI, OH 45230-1219 |
| Document Number | 0000110493 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 2020-0110493 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
The 2025 property tax bill for 2545 Ranchvale Dr was $6,926, up 3.1% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,926.00 (+3.11%) | $112,000 (-) Land $13,720 Building $98,280 | $320,000 Land $39,200 Building $280,800 |
| 2024 | $6,717.00 (+66.26%) | $112,000 (+71.12%) Land $13,720 Building $98,280 | |
| 2023 | $4,040.00 (-15.71%) | $65,450 (-6.27%) Land $13,720 Building $51,730 | $320,000 Land $39,200 Building $280,800 |
| 2022 | $4,793.00 Homeowner's exemption | $69,825 Land $11,172 Building $58,653 | |
| 2020 | $199,500 Land $31,920 Building $167,580 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2545 Ranchvale Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2545 Ranchvale Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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