2544 Ranchvale Dr, Cincinnati, OH 45230 Property Records

Hamilton County property record for 2544 Ranchvale Dr, Cincinnati, OH 45230

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,834 sqft · built 1968
Lot Size0.487 acres (21,214 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (Jul 2018)
Tax Bill$5,170 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Dec 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN004-0007-0096-00

Property Details

APN / Parcel Number

Primary APN004-0007-0096-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,834 sqft Living Area
1st Floor Area909 sqft
2nd Floor Area925 sqft
Basement Area909 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area21,214 sqft (0.487 acres)
Lot Dimensions234 ft deep x 71 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area371 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2544 RANCHVALE DR
CityCINCINNATI
StateOH
Zip45230-1220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRANCHVALE DR 71.42 X 234.36 IRR LOT 2 BEECHVIEW EST SUB
Legal SubdivisionBEECHVIEW ESTATE SUB
Legal Lot Number2
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group1
Census Block1007
Census Tract4605

Owner

2544 Ranchvale Dr is owned and occupied by an individual who bought it in July 2018.

Source: Hamilton County records, as of February 9, 2026

Owner of RecordIndividual Name on File
Mailing Address2544 RANCHVALE DR, CINCINNATI, OH 45230-1220
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Dec 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Feb 16, 2023Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
May 27, 2025Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC
Jul 26, 2019Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MTG SVCS
Jul 18, 2018Warranty Deed, Transfer · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 18, 2018 · Amount on File
Deed SaleJul 18, 2018 · Amount on File
Prior SaleAug 8, 1997
Deed Document Number0000001632
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address2544 RANCHVALE DR, CINCINNATI, OH 45230-1220
Transaction TypeMortgage
Record UpdatedApr 10, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015079
DateFeb 3, 2021
Book Page14347/2812
Instrument2021-0015079
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueFeb 1, 2036

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address2544 RANCHVALE DR, CINCINNATI, OH 45230-1220
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000148268
DateDec 10, 2021
Book Page14561/49
Instrument2021-0148268
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2037

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address2544 RANCHVALE DR, CINCINNATI, OH 45230-1220
Transaction TypeMortgage
Record UpdatedApr 10, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2544 RANCHVALE DR, CINCINNATI, OH 45230-1220

Mortgage

Document Number0000011264
DateFeb 16, 2023
Book Page14855/225
Instrument2023-0011264
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2053

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address2544 RANCHVALE DR, CINCINNATI, OH 45230-1220
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2544 RANCHVALE DR, CINCINNATI, OH 45230-1220

Mortgage

Document Number0000038815
DateMay 27, 2025
Book Page15424/1651
Instrument2025-0038815
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2055

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address2544 RANCHVALE DR, CINCINNATI, OH 45230-1220
Document Number0000063125
Instrument DateJul 26, 2019
Transaction TypeMortgage
Record UpdatedSep 26, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address2544 RANCHVALE DR CINCINNATI OH 452301220, CINCINNATI, OH 45230-1220

Mortgage

Document Number0000063125
DateAug 2, 2019
Book Page013972/000326
Instrument63125
Lender
NameCARRINGTON MTG SVCS
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2049

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJul 18, 2018
Property Address2544 RANCHVALE DR, CINCINNATI, OH 45230-1220
Document Number0000001632
Map ReferenceMB23 PG23&24
Instrument DateJun 18, 2018
Instrument18-0061632
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$525.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2544 RANCHVALE DR, CINCINNATI, OH 45230-1220

Mortgage

Document Number0000001633
DateJul 18, 2018
Instrument18-0061633
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2544 Ranchvale Dr was $5,170, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,170.00 (+3.13%)$83,783 (-) Land $15,309 Building $68,474
2024$5,013.00 (-2.2%)$83,783 (-) Land $15,309 Building $68,474
2023$5,126.00 (+22.57%)$83,783 (+36.79%) Land $15,309 Building $68,474$239,380 Land $43,740 Building $195,640
2022$4,182.00 Homeowner's exemption$61,251 Land $12,464 Building $48,787
2020$175,000 Land $35,610 Building $139,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2544 Ranchvale Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2544 Ranchvale Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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