2530 Spruce Loop Rd, Sylvania, OH 43560 Property Records

Lucas County property record for 2530 Spruce Loop Rd, Sylvania, OH 43560

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,350 sqft · built 2003
Lot Size	0.236 acres (10,307 sqft)
Owner	Owner on Record
Last Sale	$222,000 (Oct 2014)
Tax Bill	$6,839 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`79-73336`

Property Details

APN / Parcel Number

Primary APN	`79-73336`
Alternative APN	`30352186`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,350 sqft Living Area
1st Floor Area	1,407 sqft
2nd Floor Area	943 sqft
Basement Area	1,393 sqft

Exterior

Year Built	Built 2003
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	10,307 sqft (0.236 acres)
Lot Width	72 ft Width
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2530 SPRUCE LOOP RD
City	SYLVANIA
State	OH
Zip	43560-8973
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20-R2
Legal Description	STONYBROOK VILLAGE AT FORE ST LAKES PLAT FIVE LOT 177
Legal Subdivision	STONYBROOK VILLAGE
Legal Tract	92
Legal Lot Number	177
Jurisdiction	LUCAS OH
Township / Civil Division	SYLVANIA
Census Block Group	2
Census Block	2004
Census Tract	9203

Owner

Source: Lucas County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner on Record
Mailing Address	2530 SPRUCE LOOP RD, SYLVANIA, OH 43560-8973
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Aug 19, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Mar 14, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2014 · Amount on Record
Deed Sale	Oct 1, 2014 · Amount on Record
Prior Sale	Oct 1, 2014 · Amount on Record
Deed Document Number	0000040043
Last Transfer Date	Dec 17, 2014
Transfer Doc	0000051199
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2530 SPRUCE LOOP RD, SYLVANIA, OH 43560-8973
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2530 SPRUCE LOOP RD, SYLVANIA, OH 43560-8973

Mortgage

Document Number	0000001626
Date	Jan 10, 2022
Instrument	202201100001626

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 22, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2530 SPRUCE LOOP RD, SYLVANIA, OH 43560-8973
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034525
Date	Aug 19, 2020
Instrument	202008190034525

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 4, 2045

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2530 SPRUCE LOOP RD, SYLVANIA, OH 43560-8973
Document Number	0000019792
Instrument Date	Mar 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 9, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2530 SPRUCE LOOP RD SYLVANIA OH 435608973, SYLVANIA, OH 43560-8973

Mortgage

Document Number	0000019792
Date	May 15, 2017
Instrument	19792

Lender

Name	CITIZENS BK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 14, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Sylvania Township
Unified School District	Sylvania City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,839.00 (+5.98%)	$101,710 (-) Land $26,040 Building $75,670
2024	$6,453.00 (+7.25%)	$101,710 (+29.16%) Land $26,040 Building $75,670	$290,600 (+29.16%) Land $74,400 Building $216,200
2023	$6,017.00 (+0.1%)	$78,750 (-) Land $21,805 Building $56,945
2022	$6,011.00 Homeowner's exemption	$78,750 Land $21,805 Building $56,945
2021			$225,000 Land $62,300 Building $162,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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