2509 Spruce Loop Rd, Sylvania, OH 43560 Property Records

Lucas County property record for 2509 Spruce Loop Rd, Sylvania, OH 43560

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 3,060 sqft · built 2003
Lot Size	0.32 acres (13,923 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Jul 2026)
Tax Bill	$8,280 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2026 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`79-73341`

Property Details

APN / Parcel Number

Primary APN	`79-73341`
Alternative APN	`30352191`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,060 sqft Living Area
Gross Area	5,687 sqft
1st Floor Area	1,990 sqft
2nd Floor Area	852 sqft
Attic	Attic
Attic Area	436 sqft
Basement Area	1,968 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Lot Area	13,923 sqft (0.32 acres)
Lot Width	45 ft Width
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Deck Area	291 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2509 SPRUCE LOOP RD
City	SYLVANIA
State	OH
Zip	43560-8973
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20-R2
Legal Description	STONYBROOK VILLAGE AT FORE ST LAKES PLAT FIVE LOT 182
Legal Subdivision	STONYBROOK VILLAGE AT FORE ST LAKES PLAT
Legal Tract	92
Legal Lot Number	182
Jurisdiction	LUCAS OH
Township / Civil Division	SYLVANIA
Census Block Group	2
Census Block	2004
Census Tract	9203

Owner

Source: Lucas County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2509 SPRUCE LOOP RD, SYLVANIA, OH 43560-8973
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 10, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 7, 2024	Deed of Trust, Mortgage · Line of Credit SIGNATURE BANK
Aug 8, 2018	Deed of Trust, Mortgage · Commercial Mortgage SIGNATURE BANK NA
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 2, 2018	Warranty Deed, Transfer · Commercial Mortgage SIGNATURE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2026 · Amount on Record
Deed Sale	Jul 29, 2026 · Amount on Record
Prior Sale	Feb 2, 2018 · Amount on Record
Deed Document Number	202629334
Prior Transfer Date	Jun 2, 2026
Prior Transfer Doc	0000022566
Record Updated	Sep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Jul 29, 2026
Property Address	2509 SPRUCE LOOP RD, SYLVANIA, OH 43560-8973
Document Number	0000029334
Instrument Date	Jun 12, 2026
Instrument	202629334
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	2509 SPRUCE LOOP RD, SYLVANIA, OH 43560-8973

Mortgage

Document Number	0000029335,
Date	Jul 29, 2026
Instrument	202629335

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUCAS OH
Recording Date	Jun 10, 2026
Property Address	2509 SPRUCE LOOP RD, SYLVANIA, OH 43560-8973
Document Number	0000022566
Instrument Date	Jun 2, 2026
Instrument	202622566
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2509 SPRUCE LOOP RD, SYLVANIA, OH 43560-8973

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2509 SPRUCE LOOP RD, SYLVANIA, OH 43560-8973
Transaction Type	Mortgage
Record Updated	Feb 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004104
Date	Feb 7, 2024
Instrument	202402070004104

Lender

Name	SIGNATURE BANK
Type	Bank
Address	TOLEDO, OH 43623

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2509 SPRUCE LOOP RD, SYLVANIA, OH 43560-8973
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034345
Date	Aug 8, 2018
Instrument	201808080034345

Lender

Name	SIGNATURE BANK NA
Type	Bank
Address	TOLEDO, OH 43623

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2509 SPRUCE LOOP RD, SYLVANIA, OH 43560-8973
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018776
Date	May 19, 2020
Instrument	202005190018776

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Feb 2, 2018
Property Address	2509 SPRUCE LOOP RD, SYLVANIA, OH 43560-8973
Document Number	0000004472
Map Reference	VOL152 PG46
Instrument Date	Jan 30, 2018
Instrument	201802020004472
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2509 SPRUCE LOOP RD, SYLVANIA, OH 43560-8973

Mortgage

Document Number	0000004473
Date	Feb 2, 2018
Instrument	201802020004473

Lender

Name	SIGNATURE BANK NA
Type	Bank
Address	TOLEDO, OH 43623

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	246 Months
Due	Aug 1, 2038

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Sylvania Township
Unified School District	Sylvania City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$130,235 (-) Land $28,560 Building $101,675	$372,100 (-) Land $81,600 Building $290,500
2024	$8,280.00 (+3.84%)	$130,235 (+24.2%) Land $28,560 Building $101,675	$372,100 (+24.2%) Land $81,600 Building $290,500
2023	$7,974.00 (+0.04%)	$104,860 (-) Land $24,255 Building $80,605
2022	$7,971.00 Homeowner's exemption	$104,860 Land $24,255 Building $80,605
2021			$299,600 Land $69,300 Building $230,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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