Lucas County property record for 2541 Spruce Loop Rd, Sylvania, OH 43560
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,369 sqft · built 2003 |
| Lot Size | 0.255 acres (11,104 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $451,500 (Jun 2023) |
| Tax Bill | $11,738 (2024) |
| Deeds & Mortgages | Sep 2023 Line of Credit Jun 2023 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 79-73345 |
| Primary APN | 79-73345 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,369 sqft Living Area |
| Gross Area | 5,881 sqft |
| 1st Floor Area | 1,936 sqft |
| 2nd Floor Area | 1,433 sqft |
| Basement Area | 1,936 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Lot Area | 11,104 sqft (0.255 acres) |
| Lot Width | 72 ft Width |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2541 SPRUCE LOOP RD |
|---|---|
| City | SYLVANIA |
| State | OH |
| Zip | 43560-8973 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 20-R2 |
| Legal Description | STONYBROOK VILLAGE AT FORE ST LAKES PLAT FIVE LOT 186 |
| Legal Subdivision | STONYBROOK VILLAGE AT FORE ST LAKES PLAT |
| Legal Tract | 92 |
| Legal Lot Number | 186 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | SYLVANIA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 9203 |
Source: Lucas County records · APN 79-73345
Assessment roll updated December 30, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2541 SPRUCE LOOP RD, SYLVANIA, OH 43560-8973 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Sep 26, 2023 | Deed of Trust, Mortgage · Line of Credit SIGNATURE BANK NA |
| Jun 21, 2023 | Survivorship Deed, Transfer · Line of Credit SIGNATURE BANK NA |
| Jun 19, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNIFY FINANCIAL FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 21, 2023 · Amount on Record |
| Deed Sale | Jun 21, 2023 · Amount on Record |
| Prior Sale | Jun 19, 2017 · Amount on Record |
| Deed Document Number | 202319070 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 2541 SPRUCE LOOP RD, SYLVANIA, OH 43560-8973 |
| Transaction Type | Mortgage |
| Record Updated | Oct 09, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000031428 |
|---|---|
| Date | Sep 26, 2023 |
| Instrument | 202309260031428 |
| Name | SIGNATURE BANK NA |
|---|---|
| Type | Bank |
| Address | TOLEDO, OH 43623 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 20, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Jun 21, 2023 |
| Property Address | 2541 SPRUCE LOOP RD, SYLVANIA, OH 43560-8973 |
| Document Number | 0000019070 |
| Map Reference | VOL 152 PG 46 |
| Instrument Date | Jun 08, 2023 |
| Instrument | 202306210019070 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2541 SRRUCE LOOP RD, SYLVANIA, OH 43560 |
| Document Number | 0000019071 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 202306210019071 |
| Name | SIGNATURE BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Jun 19, 2017 |
| Property Address | 2541 SPRUCE LOOP RD, SYLVANIA, OH 43560-8973 |
| Document Number | 0000024993 |
| Instrument Date | Jun 14, 2017 |
| Instrument | 201706190024993 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,340.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2541 SPRUCE LOOP RD, 2541, SYLVANIA, OH 43560-8973 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2541 SPRUCE LOOP RD, SYLVANIA, OH 43560-8973 |
| Document Number | 0000024994 |
|---|---|
| Date | Jun 19, 2017 |
| Instrument | 201706190024994 |
| Name | UNIFY FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2032 |
Source: Lucas County records · Assessment roll updated December 30, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| County Subdivision | Sylvania Township |
| Unified School District | Sylvania City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $158,025 (-13.36%) Land $25,935 Building $132,090 | $451,500 (-) Land $74,100 Building $377,400 | |
| 2024 | $11,738.00 (+30.87%) | $182,385 (+53.9%) Land $25,935 Building $156,450 | $451,500 (+33.34%) Land $74,100 Building $377,400 |
| 2023 | $8,969.00 (+0.02%) | $118,510 (-) Land $22,050 Building $96,460 | |
| 2022 | $8,967.00 Homeowner's exemption | $118,510 Land $22,050 Building $96,460 | |
| 2021 | $338,600 Land $63,000 Building $275,600 |
Source: FEMA National Flood Hazard Layer as of July 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| BCI Mississippi Broadband Fiber · Cable in parts of the area | 10,000 / 10,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 230 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF TOLEDO serves 360,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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