Lucas County property record for 2514 Spruce Loop Rd, Sylvania, OH 43560
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,910 sqft · built 2004 |
| Lot Size | 0.304 acres (13,221 sqft) |
| Owner | Individual Name on File |
| Last Sale | $319,000 (Jan 2018) |
| Tax Bill | $8,319 (2024) |
| Deeds & Mortgages | Mar 2021 Line of Credit Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 79-73338 |
| Primary APN | 79-73338 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,910 sqft Living Area |
| Gross Area | 5,783 sqft |
| 1st Floor Area | 1,845 sqft |
| 2nd Floor Area | 605 sqft |
| Attic | Attic |
| Attic Area | 920 sqft |
| Basement Area | 1,845 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Lot Area | 13,221 sqft (0.304 acres) |
| Lot Width | 52 ft Width |
| Garage Type | Attached |
| Garage Area | 568 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2514 SPRUCE LOOP RD |
|---|---|
| City | SYLVANIA |
| State | OH |
| Zip | 43560-8973 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 20-R2 |
| Legal Description | STONYBROOK VILLAGE AT FORE ST LAKES PLAT FIVE LOT 179 |
| Legal Subdivision | STONYBROOK VILLAGE AT FORE ST LAKES PLAT |
| Legal Tract | 92 |
| Legal Lot Number | 179 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | SYLVANIA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 9203 |
2514 Spruce Loop Rd is owned and occupied by an individual who bought it in January 2018.
Source: Lucas County records, as of March 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2514 SPRUCE LOOP RD, SYLVANIA, OH 43560-8973 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · Line of Credit MID-AMERICAN MORTGAGE INC |
| Jan 29, 2018 | Warranty Deed, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 29, 2018 · Amount on File |
| Deed Sale | Jan 29, 2018 · Amount on File |
| Prior Sale | Apr 17, 2008 · Amount on File |
| Deed Document Number | 20183844 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 2514 SPRUCE LOOP RD, SYLVANIA, OH 43560-8973 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012072 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 202103100012072 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Jan 29, 2018 |
| Property Address | 2514 SPRUCE LOOP RD, SYLVANIA, OH 43560-8973 |
| Document Number | 0000003844 |
| Map Reference | VOL152 PG46 |
| Instrument Date | Jan 26, 2018 |
| Instrument | 201801290003844 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,276.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2514 SPRUCE, SYLVANIA, OH 43560 |
| Document Number | 0000003845 |
|---|---|
| Date | Jan 29, 2018 |
| Instrument | 201801290003845 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
Source: Lucas County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| County Subdivision | Sylvania Township |
| Unified School District | Sylvania City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $131,110 (-) Land $24,115 Building $106,995 | $374,600 (-) Land $68,900 Building $305,700 | |
| 2024 | $8,319.00 (-2.87%) | $131,110 (+15.98%) Land $24,115 Building $106,995 | $374,600 Land $68,900 Building $305,700 |
| 2023 | $8,565.00 (+0.04%) | $113,050 (-) Land $21,385 Building $91,665 | |
| 2022 | $8,562.00 Homeowner's exemption | $113,050 Land $21,385 Building $91,665 | |
| 2021 | $323,000 Land $61,100 Building $261,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2514 Spruce Loop Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2514 Spruce Loop Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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