2538 Spruce Loop Rd, Sylvania, OH 43560 Property Records

Lucas County property record for 2538 Spruce Loop Rd, Sylvania, OH 43560

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,305 sqft · built 2003
Lot Size	0.224 acres (9,767 sqft)
Owner	Individual Name on Record
Last Sale	$480,000 (May 2026)
Tax Bill	$8,258 (2024)
Deeds & Mortgages	May 2026 Sale & Mortgage Jul 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`79-73335`

Property Details

APN / Parcel Number

Primary APN	`79-73335`
Alternative APN	`30352185`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,305 sqft Living Area
Gross Area	5,329 sqft
1st Floor Area	1,804 sqft
2nd Floor Area	1,238 sqft
Attic	Attic
Attic Area	525 sqft
Basement Area	1,137 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Lot Area	9,767 sqft (0.224 acres)
Lot Width	72 ft Width
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2538 SPRUCE LOOP RD
City	SYLVANIA
State	OH
Zip	43560-8973
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20-R2
Legal Description	STONYBROOK VILLAGE AT FORE ST LAKES PLAT FIVE LOT 176
Legal Subdivision	STONYBROOK VILLAGE AT FORE ST LAKES PLAT
Legal Tract	92
Legal Lot Number	176
Jurisdiction	LUCAS OH
Township / Civil Division	SYLVANIA
Census Block Group	2
Census Block	2004
Census Tract	9203

Owner

Source: Lucas County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2538 SPRUCE LOOP RD, SYLVANIA, OH 43560-8973
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Warranty Deed, Transfer · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION
Jul 10, 2025	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Prior Sale	Oct 18, 2010 · Amount on Record
Deed Document Number	202619959
Prior Transfer Date	Jul 3, 2025
Prior Transfer Doc	0000023509
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	May 22, 2026
Property Address	2538 SPRUCE LOOP RD, SYLVANIA, OH 43560-8973
Document Number	0000019959
Instrument Date	May 19, 2026
Instrument	202619959
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	ICE MORTGAGE TECHNOLOGY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$193,920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2538 SPRUCE LOOP RD, SYLVANIA, OH 43560-8973

Mortgage

Document Number	0000019960,
Date	May 22, 2026
Instrument	202619960

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

July 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LUCAS OH
Recording Date	Jul 10, 2025
Property Address	2538 SPRUCE LOOP RD, SYLVANIA, OH 43560-8973
Document Number	0000023509
Map Reference	VOL 152 PG 46
Instrument Date	Jun 1, 2025
Instrument	202507100023509
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2538 SPRUCE LOOP RD, SYLVANIA, OH 43560-8973

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Sylvania Township
Unified School District	Sylvania City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$130,165 (-) Land $25,025 Building $105,140	$371,900 (-) Land $71,500 Building $300,400
2024	$8,258.00 (+7.61%)	$130,165 (+28.77%) Land $25,025 Building $105,140	$371,900 (+28.77%) Land $71,500 Building $300,400
2023	$7,674.00 (+0.04%)	$101,080 (-) Land $20,860 Building $80,220
2022	$7,671.00 Homeowner's exemption	$101,080 Land $20,860 Building $80,220
2021			$288,800 Land $59,600 Building $229,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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