2417 Regency Dr, Biloxi, MS 39532 Property Records

Harrison County property record for 2417 Regency Dr, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,218 sqft · built 1973
Owner	Individual Name on File
Tax Bill	$890 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`1109B-01-050.000`

Property Details

APN / Parcel Number

Primary APN	`1109B-01-050.000`
Alternative APN	`000045`

Interior

Bedrooms	4 Beds
Building Area	2,218 sqft Adjusted Area
1st Floor Area	1,833 sqft
Flooring	Vinyl/Resilient
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Pool Area	512 sqft
Patio Area	364 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	000045
Street Address	2417 REGENCY DR
City	BILOXI
State	MS
Zip	39532-3025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 ANCIENT OAKS SUBD PART 1
Legal Range	10
Legal Township	07
Legal Section	15
Legal Subdivision	ANCIENT OAKS SUBD PART I
Legal Lot Number	30
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2000
Census Tract	3313

Owner

2417 Regency Dr is owned and occupied by an individual who acquired it in July 2008.

Source: Harrison County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	2417 REGENCY DR, BILOXI, MS 39532-3025
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2008
Deed Sale	Jul 30, 2008
Deed Document Number	2008-0002626-D-J2
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Recording Date	Jul 21, 2026
Property Address	2417 REGENCY DR, BILOXI, MS 39532-3025
Document Number	0000004646
Instrument Date	Jul 16, 2026
Instrument	20264646
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2417 REGENCY DR, BILOXI, MS 39532-3025

Mortgage

Document Number	0000004646,
Date	Jul 21, 2026
Instrument	20264646

Lender

Name	KEESLER FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 2417 Regency Dr was $890 with a homeowner's exemption, up 1.9% from the year before.

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$890.00 (+1.95%) Homeowner's exemption	$15,470	$154,702 Land $40,250 Building $114,452
2024	$873.00 (-35.9%)
2023	$1,362.00 Homeowner's exemption Disabled Person's exemption	$15,145	$151,452 Land $40,250 Building $111,202
2022	$1,362.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2417 Regency Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 145 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	145 in force
Nearby Flood Claims	7 (2017–2026)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Zeta, Oct 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2417 Regency Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.7% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THE OAKS UTILITIES private · serves 797 people · EPA ID MS0240256
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Sanitary survey deficiency not corrected Sep 2013
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
CoastConnect Fiber	2,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20