2422 Regency Dr, Biloxi, MS 39532 Property Records

Harrison County property record for 2422 Regency Dr, Biloxi, MS 39532

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,102 sqft · built 1974
OwnerIndividual Name on Record
Last Sale$193,500 (Oct 2006)
Tax Bill$1,178 (2025)
Deeds & MortgagesAug 2022 Mortgage
Flood ZoneZone AE (high risk)
APN1109B-01-058.000

Property Details

APN / Parcel Number

Primary APN1109B-01-058.000
Alternative APN
  • 000053

Interior

Bedrooms3 Beds
Building Area2,102 sqft Adjusted Area
1st Floor Area1,809 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Patio Area204 sqft
Utility Building72 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number000053
Street Address2422 REGENCY DR
CityBILOXI
StateMS
Zip39532-3024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 38 ANCIENT OAKS SUBD PART 1
Legal Range10
Legal Township07
Legal Section15
Legal SubdivisionANCIENT OAKS SUBD PART I
Legal Lot Number38
JurisdictionHARRISON MS
Township / Civil Division5
Census Block Group2
Census Block2000
Census Tract3313

Owner

Source: Harrison County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2422 REGENCY DR, BILOXI, MS 39532-3024
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 2006 · Amount on Record
Deed SaleOct 13, 2006 · Amount on Record
Deed Document Number2006-0004291-D-J2
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address2422 REGENCY DR, BILOXI, MS 39532-3024
Transaction TypeMortgage
Record UpdatedSep 14, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20220006527TJ2
DateAug 18, 2022
Instrument2022-0006527-T-J2
Lender
NameHUD
TypeGovernment Agency
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyHarrison County
MunicipalityBiloxi City
Unified School DistrictBiloxi Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,178.00 (+5.08%) Homeowner's exemption Disabled Person's exemption$13,230 (+3.09%)$132,296 (+3.08%) Land $40,250 Building $92,046
2024$1,121.00 (+1.17%)
2023$1,108.00 Homeowner's exemption Disabled Person's exemption$12,834$128,339 Land $40,250 Building $88,089
2022$1,108.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation15.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 145 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies145 in force
Nearby Flood Claims7 (2017–2026)
Claims Outside the SFHA4 of 7
Most Recent ClaimJun 2026 · Tropical Storm Arthur
Claims by Event
  • Hurricane Zeta, Oct 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.7% of Mississippi
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHE OAKS UTILITIES
private · serves 797 people · EPA ID MS0240256
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Sanitary survey deficiency not corrected
Sep 2013
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
CoastConnect
Fiber
2,000 / 1,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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