2404 Regency Dr, Biloxi, MS 39532 Property Records

Harrison County property record for 2404 Regency Dr, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,567 sqft · built 1974
Owner	Individual Name on Record
Last Sale	$295,000 (Oct 2023)
Tax Bill	$1,740 (2025)
Deeds & Mortgages	Oct 2023 Mortgage
Flood Zone	Zone AE (high risk)
APN	`1109B-01-056.000`

Property Details

APN / Parcel Number

Primary APN	`1109B-01-056.000`
Alternative APN	`000051`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,567 sqft Adjusted Area
1st Floor Area	1,842 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Patio Area	276 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	000051
Street Address	2404 REGENCY DR
City	BILOXI
State	MS
Zip	39532-3024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36 ANCIENT OAKS SUBD PART 1
Legal Range	10
Legal Township	07
Legal Section	15
Legal Subdivision	ANCIENT OAKS SUBD PART I
Legal Lot Number	36
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2000
Census Tract	3313

Owner

Source: Harrison County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2404 REGENCY DR, BILOXI, MS 39532-3024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2023 · Amount on Record
Deed Sale	Oct 19, 2023 · Amount on Record
Prior Sale	Jun 26, 2013
Deed Document Number	2023-0006185-D-J2
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Oct 19, 2023
Property Address	2404 REGENCY DR, BILOXI, MS 39532-3024
Document Number	20230006185DJ2
Map Reference	MB 25 PG 21
Instrument Date	Oct 13, 2023
Instrument	2023-0006185-D-J2
Transaction Type	Transfer
Record Updated	Dec 12, 2023
Title Company	NOT AVAILABLE, PILGER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2389 SKYLARK CV, BILOXI, MS 39531-2264

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2404 REGENCY DR, BILOXI, MS 39532-3024

Mortgage

Document Number	20230006186TJ2
Date	Oct 19, 2023
Instrument	2023-0006186-T-J2

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,740.00 (+42.27%) Homeowner's exemption Disabled Person's exemption	$18,253 (+32.74%)	$182,526 (+32.73%) Land $40,250 Building $142,276
2024	$1,223.00 (+1.16%)
2023	$1,209.00 Homeowner's exemption Disabled Person's exemption	$13,751	$137,514 Land $40,250 Building $97,264
2022	$1,209.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 145 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	145 in force
Nearby Flood Claims	7 (2017–2026)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Zeta, Oct 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THE OAKS UTILITIES private · serves 797 people · EPA ID MS0240256
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Sanitary survey deficiency not corrected Sep 2013
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
CoastConnect Fiber	2,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20