Harrison County property record for 2418 Regency Dr, Biloxi, MS 39532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,863 sqft · built 1973 |
| Owner | Individual Name on Record |
| Tax Bill | $1,754 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 1109B-01-057.000 |
| Primary APN | 1109B-01-057.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 2,863 sqft Adjusted Area |
| 1st Floor Area | 2,250 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Pool Area | 685 sqft |
| Patio Area | 124 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 000052 |
|---|---|
| Street Address | 2418 REGENCY DR |
| City | BILOXI |
| State | MS |
| Zip | 39532-3024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 37 ANCIENT OAKS SUBD PART 1 |
| Legal Range | 10 |
| Legal Township | 07 |
| Legal Section | 15 |
| Legal Subdivision | ANCIENT OAKS SUBD PART I |
| Legal Lot Number | 37 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 3313 |
Source: Harrison County records, as of December 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2418 REGENCY DR, BILOXI, MS 39532-3024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK |
| May 1, 2019 | Deed of Trust, Mortgage BANCORPSOUTH BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2019 |
| Deed Sale | Apr 12, 2019 |
| Deed Document Number | 2019-0000804-D-J2 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 2418 REGENCY DR, BILOXI, MS 39532-3024 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210017591 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 20210017591 |
| Name | BANCORP SOUTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 8, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 2418 REGENCY DR, BILOXI, MS 39532-3024 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2019 |
| Name | Verified Name |
|---|
| Document Number | 20190001139TJ2 |
|---|---|
| Date | May 1, 2019 |
| Instrument | 2019-0001139-T-J2 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Amount | Amount Recorded |
|---|---|
| Term | 59 Months |
| Due | Apr 26, 2024 |
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,754.00 (+2.51%) Homeowner's exemption Disabled Person's exemption | $18,385 (+3.62%) | $183,854 (+3.63%) Land $40,250 Building $143,604 |
| 2024 | $1,711.00 (+3.89%) | ||
| 2023 | $1,647.00 (+6.81%) Homeowner's exemption Disabled Person's exemption | $17,742 | $177,422 Land $40,250 Building $137,172 |
| 2022 | $1,542.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 15.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 145 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 145 in force |
| Nearby Flood Claims | 7 (2017–2026) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Jun 2026 · Tropical Storm Arthur |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.7% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THE OAKS UTILITIES private · serves 797 people · EPA ID MS0240256 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 Sanitary survey deficiency not corrected Sep 2013 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| CoastConnect Fiber | 2,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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