Harrison County property record for 2409 Regency Dr, Biloxi, MS 39532
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 5,196 sqft · built 2023 |
| Lot Size | 0.325 acres (14,191 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,055 (2025) |
| Deeds & Mortgages | Jul 2023 Construction Loan Jul 2022 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 1109B-01-052.000 |
| Primary APN | 1109B-01-052.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 5,196 sqft Adjusted Area |
| 1st Floor Area | 3,087 sqft |
| 2nd Floor Area | 1,544 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,191 sqft (0.325 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2409 REGENCY DR |
|---|---|
| City | BILOXI |
| State | MS |
| Zip | 39532-3025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 32 ANCIENT OAKS SUBD PART 1 |
| Legal Range | 10W |
| Legal Township | 07S |
| Legal Section | 15 |
| Legal Subdivision | ANCIENT OAKS SUBD PART I |
| Legal Lot Number | 32 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 3313 |
Source: Harrison County records, as of December 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2409 REGENCY DR, BILOXI, MS 39532-3025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2023 | Deed of Trust, Mortgage · Construction Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Jul 8, 2022 | Warranty Deed, Transfer |
| Jun 14, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2022 |
| Deed Sale | Jul 8, 2022 |
| Prior Sale | Jun 14, 2021 |
| Deed Document Number | 20225458 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 2409 REGENCY DR, BILOXI, MS 39532-3025 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 20230004082TJ2 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 2023-0004082-T-J2 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 17, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Jul 8, 2022 |
| Property Address | 2409 REGENCY DR, BILOXI, MS 39532-3025 |
| Document Number | 20220005458DJ2 |
| Instrument Date | Jul 8, 2022 |
| Instrument | 2022-0005458-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 821 AUBURN DR, 821, BILOXI, MS 39532-3217 |
| Name | Verified Name |
|---|---|
| Address | 13334 MARYS WAY, DIBERVILLE, MS 39540-6610 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Jun 14, 2021 |
| Property Address | 2409 REGENCY DR, BILOXI, MS 39532-3025 |
| Document Number | 20210002424DJ2 |
| Map Reference | PB 25 PG 21 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2021-0002424-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 956 N COUNTRY CLUB LN, 956, BILOXI, MS 39532-3204 |
| Name | Verified Name |
|---|---|
| Address | 2174 BAYWOOD DR, BILOXI, MS 39532-4245 |
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,055.00 (-34.21%) Homeowner's exemption Disabled Person's exemption | $47,911 (+630.91%) | $479,113 (+996.37%) Land $43,700 Building $435,413 |
| 2024 | $7,684.00 (+968.71%) | ||
| 2023 | $719.00 | $6,555 | $43,700 Land $43,700 |
| 2022 | $719.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 15.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 145 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 145 in force |
| Nearby Flood Claims | 7 (2017–2026) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Jun 2026 · Tropical Storm Arthur |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 87% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THE OAKS UTILITIES private · serves 797 people · EPA ID MS0240256 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 Sanitary survey deficiency not corrected Sep 2013 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| CoastConnect Fiber | 2,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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