2316 Simms St, Beaufort, SC 29902 Property Records

Beaufort County property record for 2316 Simms St, Beaufort, SC 29902

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 1,345 sqft · built 2018
Lot Size	0.089 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Mar 2018)
Tax Bill	$2,492 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`242005930`

Property Details

APN / Parcel Number

Primary APN	`242005930`
Alternative APN	`R120 003 000 0928 0000`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,345 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	3,920 sqft (0.089 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	242005930
Street Address	2316 SIMMS ST
City	BEAUFORT
State	SC
Zip	29902-4339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 CITY OF BEAUFORT PB144 PG79
Legal Subdivision	NW-BOUND TO BARNWL & RIBAUT/DE
Legal Lot Number	5
Jurisdiction	BEAUFORT SC
Township / Civil Division	BEAUFORT-PORT ROYAL
Census Block Group	2
Census Block	2050
Census Tract	700

Owner

Source: Beaufort County assessment roll, as of September 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	2316 SIMMS ST, BEAUFORT, SC 29902-4339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK
Mar 6, 2018	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Mar 6, 2018 · Amount on Record
Deed Sale	Mar 6, 2018 · Amount on Record
Prior Sale	Mar 6, 2018 · Amount on Record
Deed Document Number	0000011697
Deed Book / Page	3649 / 0221
Last Transfer Date	May 9, 2025
Transfer Doc	0000021160
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	2316 SIMMS ST, BEAUFORT, SC 29902-4339
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2316 SIMMS ST, BEAUFORT, SC 29902-4339

Mortgage

Document Number	0000055637
Date	Dec 12, 2025
Book Page	4491/330
Instrument	2025055637

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	36 SEA ISLAND PKWY, BEAUFORT, SC 29907

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	2316 SIMMS ST, BEAUFORT, SC 29902-4339
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044356
Date	Aug 12, 2020
Book Page	3896/401
Instrument	2020044356

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	BEAUFORT, SC 29907

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Mar 6, 2018
Property Address	2316 SIMMS ST, BEAUFORT, SC 29902-4339
Document Number	0000011697
Book / Page	3649 / 0221
Map Reference	MB 144 MPG 79
Instrument Date	Feb 20, 2017
Instrument	2018011697
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,147.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 940, BEAUFORT, SC 29901-0940

Mortgage

Document Number	0000011698
Date	Mar 6, 2018
Book Page	3649/0224
Instrument	2018011698

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Beaufort City
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,492.00	$14,260 (-2.36%)
2024	$2,492.00 (-12.01%)	$14,604 (-) Land $1,800 Building $12,804	$365,100 (-) Land $45,000 Building $320,100
2023	$2,832.00 (+19.75%)	$14,604 (-) Land $1,800 Building $12,804	$365,100 (-) Land $45,000 Building $320,100
2022	$2,365.00 Homeowner's exemption	$14,604 Land $1,800 Building $12,804	$365,100 Land $45,000 Building $320,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	9 (1986–2021)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.2% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Cable One Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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