2277 Steffee Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 2277 Steffee Dr, Carmel, IN 46032 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 5,425 sqft · built 2019
Lot Size	0.82 acres (35,719 sqft)
Owner	2 Individual Names on File
Last Sale	$880,500 (Jul 2019)
Tax Bill	$15,872 (2024)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2026 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-33-017-012.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-33-017-012.000-018`
Alternative APN	`1709330017012000`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	25 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	5,425 sqft Living Area
Gross Area	10,546 sqft
1st Floor Area	7,954 sqft
2nd Floor Area	2,896 sqft
Basement Area	2,529 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Brick
Roof Material	Asphalt
Lot Area	35,719 sqft (0.82 acres)
Garage Type	Attached
Garage Area	2,592 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2277 STEFFEE DR
City	CARMEL
State	IN
Zip	46032-7962
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .82, SECTION 33, TOWNSHIP 18, RANGE 3, TOWNE OAK ESTATES AT CARMEL, LOT 12, IRREGULAR SHAPE
Legal Range	03
Legal Township	18
Legal Section	33
Legal Subdivision	TOWNE OAK ESTATES AT CARMEL
Legal Lot Number	12
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1055
Census Tract	111009

Owner

Source: Hamilton County records · APN 29-09-33-017-012.000-018

Assessment roll updated March 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2277 STEFFEE DR, CARMEL, IN 46032-7962
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 06, 2026	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Dec 27, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 03, 2019	Deed of Trust, Mortgage · Commercial Mortgage CENTIER BANK
Jul 05, 2019	Warranty Deed, Subdivision Related Transfer · ARM CITIZENS STATE BANK OF CASTLE
Oct 15, 2018	Warranty Deed, Transfer · Commercial Mortgage CENTIER BANK
Apr 23, 2018	Loan Modification, Mortgage CITIZENS ST BK/NEW CASTLE
May 18, 2017	Trustee's Deed, Construction Loan · Line of Credit CITIZENS ST BK/NEW CASTLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 05, 2019 · Amount on Record
Deed Sale	Jul 05, 2019 · Amount on Record
Prior Sale	Oct 15, 2018 · Amount on Record
Deed Document Number	201929296
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2277 STEFFEE DR, CARMEL, IN 46032-7962
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2277 STEFFEE DR, CARMEL, IN 46032-7962

Mortgage

Document Number	0000010890
Date	Mar 19, 2026
Instrument	2026010890

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 06, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Recording Date	Apr 06, 2026
Property Address	2277 STEFFEE DR, CARMEL, IN 46032-7962
Document Number	0000013653
Instrument Date	Mar 30, 2026
Instrument	202613653
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2277 STEFFEE DR, CARMEL, IN 46032-7962

Mortgage

Document Number	0000013653,
Date	Apr 06, 2026
Instrument	202613653

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 30, 2036

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2277 STEFFEE DR, CARMEL, IN 46032-7962
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2277 STEFFEE DR, CARMEL, IN 46032-7962

Mortgage

Document Number	0000048405
Date	Dec 27, 2023
Instrument	2023048405

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jan 17, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2277 STEFFEE DR, CARMEL, IN 46032-7962
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041051
Date	Sep 03, 2019
Instrument	2019041051

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Aug 19, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 05, 2019
Property Address	2277 STEFFEE DR, CARMEL, IN 46032-7962
Document Number	2019029296
Instrument Date	Jul 02, 2019
Instrument	2019029296
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 22, 2021
Title Company	ENTERPRISE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2277 STEFFEE DR, CARMEL, IN 46032-7962

Mortgage

Document Number	2019029297
Date	Jul 05, 2019
Instrument	2019029297

Lender

Name	CITIZENS STATE BANK OF CASTLE

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 01, 2024
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	8.87%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 15, 2018
Property Address	2277 STEFFEE DR, CARMEL, IN 46032-7962
Document Number	2018048781
Instrument Date	Oct 01, 2018
Instrument	2018048781
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4102, CARMEL, IN 46082-4102

Mortgage

Document Number	2018048782
Date	Oct 15, 2018
Instrument	2018048782

Lender

Name	CENTIER BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 01, 2019

Interest

Rate Type	Adjustable Rate

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON IN
Property Address	2277 STEFFEE DR, CARMEL, IN 46032-7962
Document Number	0000017911
Instrument Date	Apr 23, 2018
Transaction Type	Mortgage
Record Updated	Jun 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2277 STEFFEE DR CARMEL IN 460327962, CARMEL, IN 46032-7962

Mortgage

Document Number	0000017911
Date	Apr 27, 2018
Instrument	17911

Lender

Name	CITIZENS ST BK/NEW CASTLE
Type	Bank
Address	FISHERS, IN 46038

Agreement

Term	36 Months
Due	Apr 26, 2021

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON IN
Recording Date	May 18, 2017
Property Address	2277 STEFFEE DR, CARMEL, IN 46032-7962
Instrument Date	Apr 28, 2017
Instrument	22502
Transaction Type	Construction Loan
Record Updated	Jun 09, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2277 STEFFEE DR CARMEL IN 460327962, CARMEL, IN 46032-7962

Mortgage

Document Number	0000022502
Date	May 18, 2017
Instrument	22502

Lender

Name	CITIZENS ST BK/NEW CASTLE
Type	Bank
Address	FISHERS, IN 46038

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 17, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,510,900 (+10.17%) Land $383,800 Building $1,127,100	$1,510,900 (+10.17%) Land $383,800 Building $1,127,100
2024	$15,872.00 (+0.61%)	$1,371,400 (-) Land $383,800 Building $987,600	$1,371,400 (-) Land $383,800 Building $987,600
2023	$15,775.00 (+0.91%) Homeowner's exemption	$1,371,400 (+2%) Land $383,800 Building $987,600	$1,371,400 (+2%) Land $383,800 Building $987,600
2022	$15,632.00 Homeowner's exemption	$1,344,500 Land $235,800 Building $1,108,700	$1,344,500 Land $235,800 Building $1,108,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), updated October 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180571110091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Low above 7% of the US · above 45% of Indiana
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 84 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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