2272 Steffee Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 2272 Steffee Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 7,701 sqft · built 2016
Lot Size	0.719 acres (31,363 sqft)
Owner	Individual Name on Record
Last Sale	$227,500 (Feb 2016)
Tax Bill	$19,921 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-33-017-005.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-33-017-005.000-018`
Alternative APN	`1709330017005000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	7,701 sqft Living Area
1st Floor Area	3,089 sqft
2nd Floor Area	3,068 sqft
Basement Area	3,089 sqft
Finished Basement	1,544 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Roof Material	Asphalt
Lot Area	31,363 sqft (0.719 acres)
Garage Type	Mixed
Garage Area	1,192 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709330017005000
Street Address	2272 STEFFEE DR
City	CARMEL
State	IN
Zip	46032-7962
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .72, SECTION 33, TOWNSHIP 18, RANGE 3, TOWNE OAK ESTATES AT CARMEL, LOT 5, IRREGULAR SHAPE
Legal Subdivision	TOWNE OAK ESTATES
Legal Lot Number	5
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1055
Census Tract	111009

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2272 STEFFEE DR, CARMEL, IN 46032-7962
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Aug 30, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Nov 9, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Sep 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 29, 2016 · Amount on Record
Deed Sale	Feb 29, 2016 · Amount on Record
Prior Sale	Jun 4, 2014
Deed Document Number	2016008895
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2272 STEFFEE DR, CARMEL, IN 46032-7962
Transaction Type	Mortgage
Record Updated	Jun 9, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2272 STEFFEE DR, CARMEL, IN 46032-7962

Mortgage

Document Number	0000053728
Date	Jul 26, 2021
Instrument	2021053728

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2272 STEFFEE DR, CARMEL, IN 46032-7962
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2272 STEFFEE DR, CARMEL, IN 46032-7962

Mortgage

Document Number	0000063099
Date	Aug 30, 2021
Instrument	2021063099

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 14, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2272 STEFFEE DR, CARMEL, IN 46032-7962
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053124
Date	Nov 9, 2018
Instrument	2018053124

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2272 STEFFEE DR, CARMEL, IN 46032-7962
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045236
Date	Sep 28, 2018
Instrument	2018045236

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2272 STEFFEE DR, CARMEL, IN 46032-7962
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058741
Date	Nov 20, 2019
Instrument	2019058741

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,088,400 (+9.15%) Land $371,500 Building $716,900	$1,088,400 (+9.15%) Land $371,500 Building $716,900
2024	$19,921.00 (-1.56%)	$997,200 (-0.66%) Land $371,500 Building $625,700	$997,200 (-0.66%) Land $371,500 Building $625,700
2023	$20,236.00 (+7.47%)	$1,003,800 (+9.96%) Land $371,500 Building $632,300	$1,003,800 (+9.96%) Land $371,500 Building $632,300
2022	$18,829.00	$912,900 Land $228,300 Building $684,600	$912,900 Land $228,300 Building $684,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Xfinity.

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