2254 Steffee Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 2254 Steffee Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 8 ba · 8,930 sqft · built 2017
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Jul 2016)
Tax Bill	$17,397 (2024)
Deeds & Mortgages	Mar 2021 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-33-017-006.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-33-017-006.000-018`
Alternative APN	`1709330017006000`

Interior

Bedrooms	4 Beds
Full Baths	8 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	31 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	8,930 sqft Living Area
1st Floor Area	3,442 sqft
2nd Floor Area	3,388 sqft
Basement Area	3,262 sqft
Finished Basement	2,100 sqft
Game Room	Game Room

Exterior

Year Built	Built 2017
Roof Material	Asphalt
Lot Area	33,106 sqft (0.76 acres)
Garage Type	Attached
Garage Area	1,554 sqft
Parking Spaces	5 Parking Spaces
Pool Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709330017006000
Street Address	2254 STEFFEE DR
City	CARMEL
State	IN
Zip	46032-7962
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .76, SECTION 33, TOWNSHIP 18, RANGE 3, TOWNE OAK ESTATES AT CARMEL, LOT 6, IRREGULAR SHAPE
Legal Subdivision	TOWNE OAK ESTATES
Legal Lot Number	6
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1055
Census Tract	111009

Owner

2254 Steffee Dr is owned and occupied by two individuals who bought it in July 2016.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2254 STEFFEE DR, CARMEL, IN 46032-7962
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Line of Credit STAR FINANCIAL BANK
Oct 9, 2020	Deed of Trust, Mortgage STAR FIN'L
Jul 5, 2018	Loan Modification, Mortgage CENTIER BK
Jul 31, 2017	Trustee's Deed, Construction Loan · Construction Mortgage CENTIER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2016 · Amount on File
Deed Sale	Jul 21, 2016 · Amount on File
Deed Document Number	2016035383
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2254 STEFFEE DR, CARMEL, IN 46032-7962
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016660
Date	Mar 3, 2021
Instrument	2021016660

Lender

Name	STAR FINANCIAL BANK
Type	Bank
Address	INDIANAPOLIS, IN 46204

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2254 STEFFEE DR, CARMEL, IN 46032-7962
Document Number	0000073684
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2254 STEFFEE DR CARMEL IN 460327962, CARMEL, IN 46032-7962

Mortgage

Document Number	0000073684
Date	Oct 15, 2020
Instrument	73684

Lender

Name	STAR FIN'L
Type	Funding / Finance Company
Address	6230 BLUFFTON RD, FORT WAYNE, IN 46809-2260

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2050

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON IN
Property Address	2254 STEFFEE DR, CARMEL, IN 46032-7962
Document Number	0000036039
Instrument Date	Jul 5, 2018
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2254 STEFFEE DR CARMEL IN 460327962, CARMEL, IN 46032-7962

Mortgage

Document Number	0000036039
Date	Aug 6, 2018
Instrument	36039

Lender

Name	CENTIER BK
Type	Bank
Address	600 E 84TH AVE, MERRILLVILLE, IN 46410-6366

Agreement

Amount	Amount on Record
Term	12 Months
Due	Aug 5, 2019

Interest

Rate Type	Fixed Rate
Rate	4.12%

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 31, 2017
Property Address	2254 STEFFEE DR, CARMEL, IN 46032-7962
Instrument Date	Jul 26, 2017
Instrument	36488
Transaction Type	Construction Loan
Record Updated	Jan 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4526 WINDCHASE CIR ZIONSVILLE IN 460774600, ZIONSVILLE, IN 46077-4600

Mortgage

Document Number	0000036488
Date	Jul 31, 2017
Instrument	36488

Lender

Name	CENTIER BK
Type	Bank
Address	600 E 84TH AVE, MERRILLVILLE, IN 46410-6366

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	384 Months
Due	Jul 30, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,658,400 (+10.46%) Land $377,000 Building $1,281,400	$1,658,400 (+10.46%) Land $377,000 Building $1,281,400
2024	$17,397.00 (-1.81%)	$1,501,300 (-0.76%) Land $377,000 Building $1,124,300	$1,501,300 (-0.76%) Land $377,000 Building $1,124,300
2023	$17,718.00 (+1.12%) Homeowner's exemption	$1,512,800 (+2.08%) Land $377,000 Building $1,135,800	$1,512,800 (+2.08%) Land $377,000 Building $1,135,800
2022	$17,522.00 Homeowner's exemption	$1,482,000 Land $231,600 Building $1,250,400	$1,482,000 Land $231,600 Building $1,250,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2254 Steffee Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2254 Steffee Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Xfinity.

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