Hamilton County property record for 2295 Steffee Dr, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 5,428 sqft · built 2014 |
| Lot Size | 0.789 acres (34,412 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Apr 2014) |
| Tax Bill | $12,816 (2024) |
| Deeds & Mortgages | Sep 2021 Line of Credit Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-33-017-013.000-018 |
| Primary APN | 29-09-33-017-013.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 23 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 5,428 sqft Living Area |
| 1st Floor Area | 3,327 sqft |
| 2nd Floor Area | 2,101 sqft |
| Attic | Attic |
| Attic Area | 648 sqft |
| Basement Area | 3,327 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Roof Material | Asphalt |
| Lot Area | 34,412 sqft (0.789 acres) |
| Garage Type | Mixed |
| Garage Area | 1,244 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1709330017013000 |
|---|---|
| Street Address | 2295 STEFFEE DR |
| City | CARMEL |
| State | IN |
| Zip | 46032-7962 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .79, SECTION 33, TOWNSHIP 18, RANGE 3, TOWNE OAK ESTATES AT CARMEL, LOT 13, IRREGULAR SHAPE |
| Legal Subdivision | TOWNE OAK ESTATES |
| Legal Lot Number | 13 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 111009 |
Source: Hamilton County records · APN 29-09-33-017-013.000-018
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2295 STEFFEE DR, CARMEL, IN 46032-7962 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2021 | Deed of Trust, Mortgage · Line of Credit THE NATIONAL BANK OF INDIANAPOLIS |
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jun 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jun 09, 2020 | Deed of Trust, Mortgage NATIONAL BK/INDIANAPOLIS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 21, 2014 · Amount on Record |
| Deed Sale | Apr 21, 2014 · Amount on Record |
| Deed Document Number | 0000014295 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 2295 STEFFEE DR, CARMEL, IN 46032-7962 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021068308 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2021068308 |
| Name | THE NATIONAL BANK OF INDIANAPOLIS |
|---|---|
| Type | Bank |
| Address | INDIANAPOLIS, IN 46204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 2295 STEFFEE DR, CARMEL, IN 46032-7962 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 2021063107 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 2021063107 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 2295 STEFFEE DR, CARMEL, IN 46032-7962 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000037933 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 2020037933 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | 6 Months |
| Index | 3-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 2295 STEFFEE DR, CARMEL, IN 46032-7962 |
| Document Number | 0000040651 |
| Instrument Date | Jun 09, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2295 STEFFEE DR CARMEL IN 460327962, CARMEL, IN 46032-7962 |
| Document Number | 0000040651 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 40651 |
| Name | NATIONAL BK/INDIANAPOLIS |
|---|---|
| Type | Bank |
| Address | INDIANAPOLIS, IN 46204 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jun 28, 2030 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,212,500 (+9.13%) Land $379,200 Building $833,300 | $1,212,500 (+9.13%) Land $379,200 Building $833,300 | |
| 2024 | $12,816.00 (-0.12%) | $1,111,100 (-0.71%) Land $379,200 Building $731,900 | $1,111,100 (-0.71%) Land $379,200 Building $731,900 |
| 2023 | $12,832.00 (+4.15%) Homeowner's exemption | $1,119,100 (+5.19%) Land $379,200 Building $739,900 | $1,119,100 (+5.19%) Land $379,200 Building $739,900 |
| 2022 | $12,321.00 Homeowner's exemption | $1,063,900 Land $233,000 Building $830,900 | $1,063,900 Land $233,000 Building $830,900 |
Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), as of October 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180571110091, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Low lower than 93% of the US · above 45% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Xfinity.
Based on FCC filings for 84 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IN5229004, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures