2236 Steffee Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 2236 Steffee Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 8,080 sqft · built 2017
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on Record
Last Sale	$685,000 (Mar 2021)
Tax Bill	$15,130 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-33-017-007.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-33-017-007.000-018`
Alternative APN	`1709330017007000`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Plumbing Fixtures	24 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	8,080 sqft Living Area
Gross Area	10,930 sqft
1st Floor Area	8,910 sqft
2nd Floor Area	2,178 sqft
Basement Area	3,366 sqft
Finished Basement	2,536 sqft
Unfinished Basement	830 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Brick
Roof Material	Asphalt
Lot Area	32,670 sqft (0.75 acres)
Garage Type	Attached
Garage Area	2,020 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2236 STEFFEE DR
City	CARMEL
State	IN
Zip	46032-7962
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .75, SECTION 33, TOWNSHIP 18, RANGE 3, TOWNE OAK ESTATES AT CARMEL, LOT 7, IRREGULAR SHAPE
Legal Range	03
Legal Township	18
Legal Section	33
Legal Subdivision	TOWNE OAK ESTATES AT CARMEL
Legal Lot Number	7
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1055
Census Tract	111009

Owner

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2236 STEFFEE DR, CARMEL, IN 46032-7962
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Quit Claim Deed, Transfer · Conventional Mortgage ELEMENTS FINANCIAL FCU
Jun 7, 2017	Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA
Feb 23, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FIRST MERCHANTS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2021 · Amount on Record
Deed Sale	Mar 23, 2021 · Amount on Record
Prior Sale	Jun 7, 2017 · Amount on Record
Deed Document Number	202122429
Prior Transfer Date	Mar 3, 2021
Prior Transfer Doc	0000022429
Record Updated	Oct 29, 2026

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 23, 2021
Property Address	2236 STEFFEE DR, CARMEL, IN 46032-7962
Document Number	0000022429
Instrument Date	Mar 3, 2021
Instrument	2021022429
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2236 STEFFEE DR, CARMEL, IN 46032-7962
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022430
Date	Mar 23, 2021
Instrument	2021022430

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 7, 2017
Property Address	2236 STEFFEE DR, CARMEL, IN 46032-7962
Document Number	2017026011
Map Reference	CAB4 SL484
Instrument Date	May 30, 2017
Instrument	2017026011
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2236 STEFFEE DR, CARMEL, IN 46032-7962
Investor	Possibly a Property Investor

Mortgage

Document Number	2017026012
Date	Jun 7, 2017
Instrument	2017026012

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

February 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON IN
Recording Date	Feb 23, 2017
Property Address	2236 STEFFEE DR, CARMEL, IN 46032-7962
Instrument Date	Jan 25, 2017
Instrument	7895
Transaction Type	Construction Loan
Record Updated	Mar 15, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7597 E US HIGHWAY 36 AVON IN 461237171, AVON, IN 46123-7171

Mortgage

Document Number	0000007895
Date	Feb 23, 2017
Instrument	7895

Lender

Name	FIRST MERCHANTS BK
Type	Bank
Address	INDIANAPOLIS, IN 46290

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 22, 2018

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,443,700 (+10.36%) Land $375,000 Building $1,068,700	$1,443,700 (+10.36%) Land $375,000 Building $1,068,700
2024	$15,130.00 (-0.15%)	$1,308,200 (-0.74%) Land $375,000 Building $933,200	$1,308,200 (-0.74%) Land $375,000 Building $933,200
2023	$15,153.00 (+2.22%) Homeowner's exemption	$1,318,000 (+3.21%) Land $375,000 Building $943,000	$1,318,000 (+3.21%) Land $375,000 Building $943,000
2022	$14,824.00 Homeowner's exemption	$1,277,000 Land $230,400 Building $1,046,600	$1,277,000 Land $230,400 Building $1,046,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Xfinity.

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