2322 Steffee Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 2322 Steffee Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 5,157 sqft · built 2019
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on File
Tax Bill	$15,149 (2024)
Deeds & Mortgages	Feb 2023 Line of Credit Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-33-017-003.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-33-017-003.000-018`
Alternative APN	`1709330017003000`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	22 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	5,157 sqft Living Area
Gross Area	10,998 sqft
1st Floor Area	8,884 sqft
2nd Floor Area	1,430 sqft
Basement Area	3,727 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Brick
Roof Material	Asphalt
Lot Area	33,106 sqft (0.76 acres)
Garage Type	Attached
Garage Area	2,114 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2322 STEFFEE DR
City	CARMEL
State	IN
Zip	46032-7961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .76, SECTION 33, TOWNSHIP 18, RANGE 3, TOWNE OAK ESTATES AT CARMEL, LOT 3, IRREGULAR SHAPE
Legal Range	03
Legal Township	18
Legal Section	33
Legal Subdivision	TOWNE OAK ESTATES AT CARMEL
Legal Lot Number	3
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1055
Census Tract	111009

Owner

2322 Steffee Dr is owned and occupied by two individuals who acquired it in November 2022.

Source: Hamilton County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2322 STEFFEE DR, CARMEL, IN 46032-7961
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Sep 1, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Nov 7, 2022	Warranty Deed, Transfer
May 10, 2019	Warranty Deed, Transfer FIRST AMERICAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2022
Deed Sale	Nov 7, 2022
Prior Sale	May 10, 2019
Deed Document Number	202253465
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2322 STEFFEE DR, CARMEL, IN 46032-7961
Transaction Type	Mortgage
Record Updated	May 19, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2322 STEFFEE DR, CARMEL, IN 46032-7961

Mortgage

Document Number	0000005591
Date	Feb 22, 2023
Instrument	2023005591

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Dec 15, 2052

Interest

Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2322 STEFFEE DR, CARMEL, IN 46032-7961
Transaction Type	Mortgage
Record Updated	May 19, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2322 STEFFEE DR, CARMEL, IN 46032-7961

Mortgage

Document Number	0000043450
Date	Sep 1, 2022
Instrument	2022043450

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 11, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Nov 7, 2022
Property Address	2322 STEFFEE DR, CARMEL, IN 46032-7961
Document Number	0000053465
Instrument Date	Oct 27, 2022
Instrument	2022053465
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2322 STEFFEE DR, CARMEL, IN 46032-7961

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	May 10, 2019
Property Address	2322 STEFFEE DR, CARMEL, IN 46032-7961
Document Number	0000019060
Instrument Date	Apr 19, 2019
Instrument	19060
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1742 PINE RUN RD LINDEN PA 177448147, LINDEN, PA 17744-8147

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,442,000 (+10.09%) Land $377,000 Building $1,065,000	$1,442,000 (+10.09%) Land $377,000 Building $1,065,000
2024	$15,149.00 (+0.61%)	$1,309,800 (-) Land $377,000 Building $932,800	$1,309,800 (-) Land $377,000 Building $932,800
2023	$15,057.00 (+2.86%) Homeowner's exemption	$1,309,800 (+3.99%) Land $377,000 Building $932,800	$1,309,800 (+3.99%) Land $377,000 Building $932,800
2022	$14,638.00 Homeowner's exemption	$1,259,600 Land $231,600 Building $1,028,000	$1,259,600 Land $231,600 Building $1,028,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2322 Steffee Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2322 Steffee Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Metronet.

Nearby Properties on Steffee Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures