2259 Steffee Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 2259 Steffee Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 6,549 sqft · built 2016
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,406 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2016 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`29-09-33-017-011.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-33-017-011.000-018`
Alternative APN	`1709330017011000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	6,549 sqft Living Area
1st Floor Area	2,157 sqft
2nd Floor Area	2,470 sqft
Basement Area	2,157 sqft
Finished Basement	1,922 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Garage Type	Attached
Garage Area	1,212 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709330017011000
Street Address	2259 STEFFEE DR
City	CARMEL
State	IN
Zip	46032-7962
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .80, SECTION 33, TOWNSHIP 18, RANGE 3, TOWNE OAK ESTATES AT CARMEL, LOT 11, IRREGULAR SHAPE
Legal Subdivision	TOWNE OAK ESTATES
Legal Lot Number	11
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1055
Census Tract	111009

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2259 STEFFEE DR, CARMEL, IN 46032-7962
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 18, 2016	Loan Modification, Mortgage CENTIER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2014
Deed Sale	Apr 28, 2014
Deed Document Number	0000015408
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2259 STEFFEE DR, CARMEL, IN 46032-7962
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040778
Date	Jun 29, 2020
Instrument	2020040778

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

August 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON IN
Property Address	2259 STEFFEE DR, CARMEL, IN 46032-7962
Document Number	0000038594
Instrument Date	Aug 18, 2016
Transaction Type	Mortgage
Record Updated	Jan 23, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2259 STEFFEE DR CARMEL IN 460327962, CARMEL, IN 46032-7962

Mortgage

Document Number	0000038594
Date	Aug 9, 2017
Instrument	38594

Lender

Name	CENTIER BK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2047

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$980,800 (+8.28%) Land $380,800 Building $600,000	$980,800 (+8.28%) Land $380,800 Building $600,000
2024	$10,406.00 (-0.03%)	$905,800 (-0.61%) Land $380,800 Building $525,000	$905,800 (-0.61%) Land $380,800 Building $525,000
2023	$10,409.00 (+12.01%) Homeowner's exemption	$911,400 (+12.8%) Land $380,800 Building $530,600	$911,400 (+12.8%) Land $380,800 Building $530,600
2022	$9,293.00 Homeowner's exemption	$808,000 Land $234,000 Building $574,000	$808,000 Land $234,000 Building $574,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Xfinity.

Nearby Properties on Steffee Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures