2241 Steffee Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 2241 Steffee Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,029 sqft · built 2017
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on Record
Tax Bill	$12,552 (2024)
Deeds & Mortgages	May 2021 Line of Credit Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-33-017-010.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-33-017-010.000-018`
Alternative APN	`1709330017010000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	4,029 sqft Living Area
1st Floor Area	2,294 sqft
2nd Floor Area	1,735 sqft
Basement Area	2,294 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Roof Material	Asphalt
Lot Area	32,670 sqft (0.75 acres)
Garage Type	Attached
Garage Area	890 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709330017010000
Street Address	2241 STEFFEE DR
City	CARMEL
State	IN
Zip	46032-7962
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .75, SECTION 33, TOWNSHIP 18, RANGE 3, TOWNE OAK ESTATES AT CARMEL, LOT 10, IRREGULAR SHAPE
Legal Subdivision	TOWNE OAK ESTATES
Legal Lot Number	10
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1055
Census Tract	111009

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2241 STEFFEE DR, CARMEL, IN 46032-7962
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jul 7, 2017	Deed of Trust, Mortgage · Commercial Mortgage CENTIER BANK
Jun 27, 2017	Loan Modification, Mortgage CENTIER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2016
Deed Sale	Sep 28, 2016
Deed Document Number	2016050841
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2241 STEFFEE DR, CARMEL, IN 46032-7962
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021033828
Date	May 5, 2021
Instrument	2021033828

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2241 STEFFEE DR, CARMEL, IN 46032-7962
Transaction Type	Mortgage
Record Updated	May 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021030060
Date	Apr 20, 2021
Instrument	2021030060

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2241 STEFFEE DR, CARMEL, IN 46032-7962
Transaction Type	Mortgage
Record Updated	May 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021030061
Date	Apr 20, 2021
Instrument	2021030061

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2241 STEFFEE DR, CARMEL, IN 46032-7962
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032143
Date	Jul 7, 2017
Instrument	2017032143

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	227 Months
Due	Jun 26, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON IN
Property Address	2241 STEFFEE DR, CARMEL, IN 46032-7962
Document Number	0000030727
Instrument Date	Jun 27, 2017
Transaction Type	Mortgage
Record Updated	Jul 31, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2241 STEFFEE DR CARMEL IN 460327962, CARMEL, IN 46032-7962

Mortgage

Document Number	0000030727
Date	Jun 30, 2017
Instrument	30727

Lender

Name	CENTIER BK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,193,800 (+9.66%) Land $375,000 Building $818,800	$1,193,800 (+9.66%) Land $375,000 Building $818,800
2024	$12,552.00 (-0.1%)	$1,088,600 (-0.68%) Land $375,000 Building $713,600	$1,088,600 (-0.68%) Land $375,000 Building $713,600
2023	$12,564.00 (+3.34%) Homeowner's exemption	$1,096,100 (+4.38%) Land $375,000 Building $721,100	$1,096,100 (+4.38%) Land $375,000 Building $721,100
2022	$12,158.00 Homeowner's exemption	$1,050,100 Land $230,400 Building $819,700	$1,050,100 Land $230,400 Building $819,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Xfinity.

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