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2203 E 38th St, Sterling, IL 61081 Property Records

Whiteside County property record for 2203 E 38th St, Sterling, IL 61081 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.508 acres (22,169 sqft)
OwnerIndividual Name on File
Last Sale$189,000 (Aug 2021)
Tax Bill$5,581 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Mar 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN1110279005

Property Details

APN / Parcel Number

Primary APN1110279005
Alternative APN
  • 109216

Exterior

Lot Area22,169 sqft (0.508 acres)

Location & Zoning

Account Number109216
Street Address2203 E 38TH ST
CitySTERLING
StateIL
Zip61081-9427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAYMOND SNAVELY SUBD LOT 7 686800X
Legal SubdivisionRAYMOND SNAVELY SUBDIVISION
Legal Lot Number7
JurisdictionWHITESIDE IL
Township / Civil DivisionSTERLING
Census Block Group3
Census Block3031
Census Tract900

Owner

Source: Whiteside County records · APN 1110279005

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2203 E 38TH ST, STERLING, IL 61081-9427
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 04, 2021Warranty Deed, Transfer · FHA Mortgage
FINANCE AMERICA LLC
Mar 13, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Oct 18, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 04, 2021 · Amount on Record
Deed SaleAug 04, 2021 · Amount on Record
Prior SaleOct 18, 2017 · Amount on Record
Deed Document Number20215457
Record UpdatedSep 20, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateAug 04, 2021
Property Address2203 E 38TH ST, STERLING, IL 61081-9427
Document Number0000005457
Instrument DateJul 30, 2021
Instrument2021-05457
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2203 E 38TH ST, STERLING, IL 61081-9427

Mortgage

Document Number0000005458
DateAug 04, 2021
Instrument2021-05458
Lender
NameFINANCE AMERICA LLC
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateMar 13, 2020
Property Address2203 E 38TH ST, STERLING, IL 61081-9427
Document Number0000001391
Instrument DateMar 08, 2020
Instrument1391
Transaction TypeTransfer
Record UpdatedMar 26, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2203 E 38TH ST STERLING IL 610819427, STERLING, IL 61081-9427

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateOct 18, 2017
Property Address2203 E 38TH ST, STERLING, IL 61081-9427
Document Number0000006232
Instrument DateOct 16, 2017
Instrument6232
Transaction TypeTransfer
Record UpdatedNov 23, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$240.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2111 E 41ST ST STERLING IL 610819451, STERLING, IL 61081-9451

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionSterling Township
Unified School DistrictSterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,581.00$79,011 Land $6,747 Building $72,264
2024$237,033 Land $20,241 Building $216,792

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whiteside County (17195C), updated September 26, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171950009003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims4 (2002)
Most Recent ClaimJun 2002, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 121 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20

May also be available at this address: T-Mobile USA, JAB Wireless, Computer Dynamics of NW Illinois. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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