2110 E 38th St, Sterling, IL 61081 Property Records

Whiteside County property record for 2110 E 38th St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.379 acres (16,500 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Oct 2017)
Tax Bill	$4,421 (2025)
Deeds & Mortgages	May 2020 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1110278011`

Property Details

APN / Parcel Number

Primary APN	`1110278011`
Alternative APN	`105014`

Exterior

Lot Area	16,500 sqft (0.379 acres)
Lot Dimensions	150 ft deep x 110 ft wide

Location & Zoning

Account Number	105014
Street Address	2110 E 38TH ST
City	STERLING
State	IL
Zip	61081-9426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAYMOND SNAVELY SUBD LOT 3 686400X
Legal Subdivision	RAYMOND SNAVELY SUBDIVISION
Legal Lot Number	3
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	3
Census Block	3030
Census Tract	900

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2110 E 38TH ST, STERLING, IL 61081-9426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2020	Quit Claim Deed, Transfer SAUK VLY BK&TR
Oct 6, 2017	Warranty Deed, Transfer · Conventional Mortgage SAUK VLY BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2017 · Amount on Record
Deed Sale	Oct 6, 2017 · Amount on Record
Prior Sale	Aug 27, 2007 · Amount on Record
Deed Document Number	20175938
Last Transfer Date	May 8, 2020
Transfer Doc	0202002873
Record Updated	Sep 20, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	May 22, 2020
Property Address	2110 E 38TH ST, STERLING, IL 61081-9426
Document Number	0000002873
Instrument Date	May 8, 2020
Instrument	2873
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2110 E 38TH ST STERLING IL 610819426, STERLING, IL 61081-9426

Mortgage

Document Number	2874
Date	May 22, 2020
Instrument	2874

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	STERLING, IL 61081

Agreement

Amount	Amount Recorded
Term	324 Months
Due	May 21, 2047

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Oct 6, 2017
Property Address	2110 E 38TH ST, STERLING, IL 61081-9426
Document Number	0000005938
Instrument Date	Oct 2, 2017
Instrument	5938
Transaction Type	Transfer
Record Updated	Nov 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	630 W WELLS ST GENESEO IL 612541049, GENESEO, IL 61254-1049

Mortgage

Document Number	5939
Date	Oct 6, 2017
Instrument	5939

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2047

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,421.00 (+4.89%)	$63,828 (+6.23%) Land $5,109 Building $58,719
2024	$4,215.00	$60,084 Land $4,809 Building $55,275	$191,484 (+6.23%) Land $15,327 Building $176,157
2023			$180,252 Land $14,427 Building $165,825

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2002)
Most Recent Claim	Jun 2002 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: JCWIFI.com, Rise Broadband, T-Mobile.

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