Whiteside County property record for 2101 E 38th St, Sterling, IL 61081
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.737 acres (32,110 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,430 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1110253007 |
| Primary APN | 1110253007 |
|---|---|
| Alternative APN |
|
| Lot Area | 32,110 sqft (0.737 acres) |
|---|---|
| Lot Dimensions | 169 ft deep x 190 ft wide |
| Account Number | 111665 |
|---|---|
| Street Address | 2101 E 38TH ST |
| City | STERLING |
| State | IL |
| Zip | 61081-9426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1ST ADD R.SNAVELY LOT 15 700100X |
| Legal Subdivision | FIRST ADDITION |
| Legal Lot Number | 15 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | STERLING |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 900 |
Source: Whiteside County records, as of May 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2101 E 38TH ST, STERLING, IL 61081-9426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 2101 E 38TH ST, STERLING, IL 61081-9426 |
| Document Number | 0000005175 |
| Instrument Date | Sep 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2018 |
| Name | Verified Name |
|---|---|
| Address | 2101 E 38TH ST STERLING IL 610819426, STERLING, IL 61081-9426 |
| Document Number | 0000005175 |
|---|---|
| Date | Sep 20, 2018 |
| Instrument | 5175 |
| Name | CITIZENS FIRST BK |
|---|---|
| Type | Bank |
| Address | CLINTON, IA 52732 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Sterling Township |
| Unified School District | Sterling Community Unit District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,430.00 | $55,866 Land $7,481 Building $48,385 | |
| 2024 | $167,598 Land $22,443 Building $145,155 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (2002) |
| Most Recent Claim | Jun 2002 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: JCWIFI.com, Rise Broadband, T-Mobile.
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