Whiteside County property record for 2106 E 38th St, Sterling, IL 61081
| Property Type | Single Family Home |
|---|---|
| Details | 1,858 sqft · built 1974 |
| Lot Size | 0.689 acres (30,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (Sep 2022) |
| Tax Bill | $7,899 (2025) |
| Deeds & Mortgages | Jul 2022 Refinance Sep 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1110278009 |
| Primary APN | 1110278009 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,858 sqft Building Perimeter |
|---|---|
| Basement Area | 1,508 sqft |
| Unfinished Basement | 1,508 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 30,000 sqft (0.689 acres) |
| Lot Dimensions | 150 ft deep x 200 ft wide |
| Garage Area | 484 sqft |
| Account Number | 122492 |
|---|---|
| Street Address | 2106 E 38TH ST |
| City | STERLING |
| State | IL |
| Zip | 61081-9426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1ST ADD R SNAVELY LOT 12 699800X |
| Legal Subdivision | FIRST ADDITION |
| Legal Lot Number | 12 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | STERLING |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 900 |
Source: Whiteside County records, as of May 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2106 E 38TH ST, STERLING, IL 61081-9426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance SAUK VALLEY BANK |
| Sep 2, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2022 · Amount on Record |
| Deed Sale | Sep 2, 2022 · Amount on Record |
| Deed Document Number | 20225407 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 2106 E 38TH ST, STERLING, IL 61081-9426 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000004476 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | 2022-04476 |
| Name | SAUK VALLEY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Aug 1, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Sep 2, 2022 |
| Property Address | 2106 E 38TH ST, STERLING, IL 61081-9426 |
| Document Number | 0000005407 |
| Instrument Date | Aug 29, 2022 |
| Instrument | 2022-05407 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 911 E 2ND ST, STERLING, IL 61081-3804 |
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Sterling Township |
| Unified School District | Sterling Community Unit District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,899.00 | $114,328 Land $7,296 Building $107,032 | |
| 2024 | $342,984 Land $21,888 Building $321,096 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (2002) |
| Most Recent Claim | Jun 2002 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: JCWIFI.com, Rise Broadband, T-Mobile.
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