2103 E 38th St, Sterling, IL 61081 Property Records

Whiteside County property record for 2103 E 38th St, Sterling, IL 61081 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size32,110 sqft (0.737 acres)
OccupancyOwner Occupied
Tax Bill$4,473.00 (2025)

Owner

Source: Whiteside County records · APN 1110253008

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2103 E 38TH ST, STERLING, IL 61081-9426
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2021Deed, Transfer
Jun 21, 2021Deed, Transfer
Jun 10, 2017Deed of Trust, Mortgage · Line of Credit
STERLING BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJun 15, 2021
Transfer Doc0202104328
Record RefreshedSep 20, 2026

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionWHITESIDE IL
Recording DateJun 21, 2021
Property Address2103 E 38TH ST, STERLING, IL 61081-9426
Document Number0000004328
Instrument DateJun 15, 2021
Instrument2021-04328
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address607 WALNUT ST, GENESEO, IL 61254-1835

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionWHITESIDE IL
Recording DateJun 21, 2021
Property Address2103 E 38TH ST, STERLING, IL 61081-9426
Document Number0202104328
Instrument DateJun 15, 2021
Instrument2021-04328
Transaction TypeTransfer
Record UpdatedAug 18, 2021

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address607 WALNUT ST, GENESEO, IL 61254-1835

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address2103 E 38TH ST, STERLING, IL 61081-9426
Document Number0000003291
Instrument DateJun 10, 2017
Transaction TypeMortgage
Record UpdatedAug 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address2103 E 38TH ST STERLING IL 610819426, STERLING, IL 61081-9426

Mortgage

Document Number0000003291
DateJun 12, 2017
Instrument3291
Lender
NameSTERLING BK
TypeBank
AddressSTERLING, IL 61081
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionSterling Township
Unified School DistrictSterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,473.00 (+4.88%)$64,511 (+6.23%) Land $7,481 Building $57,030
2024$4,265.00$60,727 Land $7,042 Building $53,685$193,533 (+6.23%) Land $22,443 Building $171,090
2023$182,181 Land $21,126 Building $161,055

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whiteside County (17195C), updated September 26, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 4% of the US · above 26% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN1110253008
Alternative APN
  • 108744

Exterior

Lot Area32,110 sqft (0.737 acres)
Depth X Width169 ft x 190 ft Depth x Width

Location & Zoning

Account Number108744
Street Address2103 E 38TH ST
CitySTERLING
StateIL
Zip61081-9426
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description1ST ADD R. SNAVELY LOT 16 700200X
Legal SubdivisionFIRST ADDITION
Legal Lot Number16
JurisdictionWHITESIDE IL
Minor Civil DivisionSTERLING
Census Blockgroup3
Census Block3035
Census Tract900

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