2104 E 38th St, Sterling, IL 61081 Property Records

Whiteside County property record for 2104 E 38th St, Sterling, IL 61081 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1,634 sqft · built 1978
Lot Size	0.689 acres (30,000 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Nov 2021)
Tax Bill	$6,412 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1110278008`

Property Details

APN / Parcel Number

Primary APN	`1110278008`
Alternative APN	`110334`

Interior

Bedrooms	4 Beds
Building Area	1,634 sqft Building Perimeter
Basement Area	1,634 sqft
Unfinished Basement	1,634 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	30,000 sqft (0.689 acres)
Lot Dimensions	150 ft deep x 200 ft wide
Garage Area	850 sqft

Location & Zoning

Account Number	110334
Street Address	2104 E 38TH ST
City	STERLING
State	IL
Zip	61081-9426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST ADD R SNAVELY LOT 13 699900X
Legal Subdivision	FIRST ADDITION
Legal Lot Number	13
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	3
Census Block	3030
Census Tract	900

Owner

Source: Whiteside County records · APN 1110278008

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2104 E 38TH ST, STERLING, IL 61081-9426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Prior Sale	Sep 30, 2011 · Amount on Record
Deed Document Number	20218342
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Nov 23, 2021
Property Address	2104 E 38TH ST, STERLING, IL 61081-9426
Document Number	0000008342
Instrument Date	Nov 19, 2021
Instrument	2021-08342
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2721 36TH ST, ROCK ISLAND, IL 61201-5642

Mortgage

Document Number	0000008343
Date	Nov 23, 2021
Instrument	2021-08343

Lender

Name	STERLING FEDERAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,412.00	$89,880 Land $7,296 Building $82,584
2024			$269,640 Land $21,888 Building $247,752

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whiteside County (17195C), updated September 26, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 4% of the US · above 26% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.