2102 E 38th St, Sterling, IL 61081 Property Records

Whiteside County property record for 2102 E 38th St, Sterling, IL 61081 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1968
Square Footage2,415 sqft Building Perimeter
Lot Size30,450 sqft (0.699 acres)
Garage448 sqft
OccupancyOwner Occupied
Tax Bill$3,948.00 (2025)

Property Details

APN / Parcel Number

Primary APN1110278007
Alternative APNs
  • 115036
  • 13073

Interior

Building Area2,415 sqft Building Perimeter

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Lot Area30,450 sqft (0.699 acres)
Depth X Width150 ft x 203 ft Depth x Width
Garage Area448 sqft Garage

Location & Zoning

Account Number115036
Street Address2102 E 38TH ST
CitySTERLING
StateIL
Zip61081-9426
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description1ST ADD R.SNAVELY LOT 14 700000X
Legal SubdivisionFIRST ADDITION
Legal Lot Number14
JurisdictionWHITESIDE IL
Minor Civil DivisionSTERLING
Census Blockgroup3
Census Block3030
Census Tract900

Owner

Source: Whiteside County records · APN 1110278007

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2102 E 38TH ST, STERLING, IL 61081-9426
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2021Deed of Trust, Mortgage · Stand Alone Refinance
SAUK VALLEY BANK
May 09, 2023Warranty Deed, Transfer
Oct 29, 2021Deed of Trust, Mortgage · Stand Alone Refinance
SAUK VALLEY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMay 05, 2023
Transfer Doc0000002185
Record RefreshedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address2102 E 38TH ST, STERLING, IL 61081-9426
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007648
DateOct 29, 2021
Instrument2021-07648
Lender
NameSAUK VALLEY BANK
Agreement
TypeStand Alone Refinance
AmountAmount Recorded

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateMay 09, 2023
Property Address2102 E 38TH ST, STERLING, IL 61081-9426
Document Number0000002185
Instrument DateMay 05, 2023
Instrument2023-02185
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2102 E 38TH ST, STERLING, IL 61081-9426

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address2102 E 38TH ST, STERLING, IL 61081-9426
Transaction TypeMortgage
Record UpdatedNov 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202107648
DateOct 29, 2021
Instrument2021-07648
Lender
NameSAUK VALLEY BANK
Agreement
TypeStand Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionSterling Township
Unified School DistrictSterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,948.00$57,651 Land $7,296 Building $50,355
2024$172,953 Land $21,888 Building $151,065

Flood & Wildfire

2102 E 38th St is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Whiteside County (17195C), updated September 26, 2019

FEMA Flood ZoneZone X
minimal flood hazard (unshaded X)
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)

Wildfire Risk to HomesLow
4th percentile of exposed land nationally · 26th in Illinois
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.

Nearby Properties on E 38th St

Nearby Streets

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