Whiteside County property record for 2107 E 38th St, Sterling, IL 61081 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.582 acres (25,350 sqft) |
| Owner | Individual Name on File |
| Last Sale | $129,000 (Aug 2015) |
| Tax Bill | $4,070 (2025) |
| Deeds & Mortgages | Nov 2021 Refinance Nov 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1110253010 |
| Primary APN | 1110253010 |
|---|---|
| Alternative APN |
|
| Lot Area | 25,350 sqft (0.582 acres) |
|---|---|
| Lot Dimensions | 169 ft deep x 150 ft wide |
| Account Number | 81998 |
|---|---|
| Street Address | 2107 E 38TH ST |
| City | STERLING |
| State | IL |
| Zip | 61081-9426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1ST ADD R SNAVELY LOT 18 (EX E 40') 700400X |
| Legal Subdivision | FIRST ADDITION |
| Legal Lot Number | 18 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | STERLING |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 900 |
Source: Whiteside County records · APN 1110253010
Assessment roll updated May 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2107 E 38TH ST, STERLING, IL 61081-9426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 02, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Nov 02, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Nov 02, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Nov 02, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 20, 2015 · Amount on Record |
| Deed Sale | Aug 20, 2015 · Amount on Record |
| Deed Document Number | 20154874 |
| Prior Transfer Date | Mar 31, 2007 |
| Prior Transfer Doc | 0028632007 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 2107 E 38TH ST, STERLING, IL 61081-9426 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000007739 |
|---|---|
| Date | Nov 02, 2021 |
| Instrument | 2021-07739 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 2107 E 38TH ST, STERLING, IL 61081-9426 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000007740 |
|---|---|
| Date | Nov 02, 2021 |
| Instrument | 2021-07740 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 2107 E 38TH ST, STERLING, IL 61081-9426 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0202107739 |
|---|---|
| Date | Nov 02, 2021 |
| Instrument | 2021-07739 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 2107 E 38TH ST, STERLING, IL 61081-9426 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0202107740 |
|---|---|
| Date | Nov 02, 2021 |
| Instrument | 2021-07740 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Sterling Township |
| Unified School District | Sterling Community Unit District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,070.00 | $59,241 Land $6,934 Building $52,307 | |
| 2024 | $177,723 Land $20,802 Building $156,921 |
Source: FEMA National Flood Hazard Layer, Whiteside County (17195C), updated September 26, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171950009003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 4 (2002) |
| Most Recent Claim | Jun 2002, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 121 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: T-Mobile USA, JAB Wireless, Computer Dynamics of NW Illinois. Availability varies by address; speeds are provider-advertised maximums, not measured.
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